Author: troyashbacher

“Each of our properties are worth over $1 million.”

The US Treasury Department is quickly moving to draft regulations in line with the changes made in the One Big Beautiful Bill Act (OBBBA). The administration has rightly shifted its focus from pursuing legislative changes to implementing new permanent rules.  But in this shift, it’s crucial that the White House doesn’t lose focus on the larger task at hand. The OBBBA made our taxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. code at home more stable, and Treasury’s forthcoming regulations must reinforce—rather than undermine—this stability as tax uncertainty abroad remains.   Stability is a foreign concept to many who have watched international tax debates in recent years. In…

Pamela de la Fuente leads NerdWallet’s consumer credit and debt team. Her team covers credit scores, credit reports, identity protection and ways to avoid, manage and eliminate debt. Previously, she led taxes and retirement coverage at NerdWallet. She has been a writer and editor for more than 20 years.Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star.She is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.She is a graduate of the Maynard Institute’s Maynard 200 program,…

The end of the year is a crucial time for charitable giving. Whether you are giving cash, stock, or using your IRA to make a qualified charitable distribution, meeting specific year-end deadlines is essential.Donating to charities and nonprofits is more common during the holiday season. Half (51%) of U.S. adults report having donated or planning to donate money by the end of 2025, with a fifth of those donating exclusively in the final months of the year, according to Charities Aid Foundation America. For retirees, charitable giving is not merely an act of generosity — it is a sophisticated tax-management…

There is a last minute sale at Bath & Body Works today on small stocking stuffer items.   I have been waiting for this sale as lip care items are $3.00 each.  There are so many to choose from including scrubs, glosses, balms, masks and more..  You can get small hand creams for $2.00, hand sanitizers for $1.00… All great and practical items to pick up.   The car fragrance refills are $2 and the hanging air fresheners are $3- these are great gifts for teens in particular.   Click here to see all the items on sale. 

In This Article This article is presented by NREIG. Most real estate investors insure their properties based on what they think the home is worth. After all, if the market says your rental is worth $320,000, shouldn’t your insurance policy match that number? Unfortunately, market value and rebuild value have almost nothing to do with each other. One reflects what a buyer might pay. The other reflects what it would cost to reconstruct your property after a total loss. When those numbers don’t match your insurance coverage—and they usually don’t—you’re either exposed to major out-of-pocket costs or wasting money on…

Published: Dec. 18, 2025 at 3:03 p.m. ETThese days, economists find themselves in a fog with respect to the labor market. First, there’s the fact that the monthly jobs report for September was released a month late and the October report was canceled entirely. But, on top of that, the data that do exist are giving mixed signals. The number of jobs being added to the economy has slowed to a crawl. But, the unemployment rate has remained low by historical standards. Job openings and worker quits — which respectively measure how easy it is to get a job and how…

Target has select microfleece pj pants and t-shirts for the family on sale for $5.00 each today.   There are adult, kid, toddler and baby items to choose from.  You can see everything on sale by clicking here.  They also have select Auden flannel pjs for women on sale for 30% off.  This includes the pajama pants, shorts or matching set.   See those items on sale by clicking here. 

Mortgage interest rates were flat this week, but new data on the economy’s health could encourage rates to go down.The average rate on a 30-year fixed-rate mortgage held steady at 6.14% APR the week ending Dec. 18, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.Why didn’t mortgage rates drop after the Fed cut?You might have thought mortgage rates would already be lower, since the Federal Reserve met last week and cut the federal funds rate 25 basis points. Here’s the thing, though — the Fed doesn’t control mortgage rates. If…

Published: Dec. 18, 2025 at 2:12 p.m. ETSome on Wall Street aren’t buying that Thursday’s artificial-intelligence rally will sustain, at least in the short run.Nvidia NVDA, Advanced Micro Devices AMD, Oracle ORCL and a host of other AI stocks were rising on Thursday, buoyed by Micron Technology’s MU upbeat messaging and forecast. The memory-chip maker not only gave a quarterly revenue forecast late Wednesday that was some 30% above the consensus level, but it also talked up robust opportunities beyond that, as AI demand continues to pour in.