Author: troyashbacher

(Image credit: Getty Images)If you’re looking for the best interest rate on a savings account, chances are you’ll find it at an online bank. Online banks, which are banks that operate without physical branches, offer convenient digital banking and competitive interest rates that can maximize your return on your savings.The national average interest rate for savings accounts as of December 15 was 0.39%, according to the Federal Deposit Insurance Corporation (FDIC).But right now, some online banks are offering savings account interest rates up to 5%. Since online banks have lower overhead costs, they’re able to pass on better interest rates…

Target has men’s clothing on sale for 40% off today.  This includes jeans, sweaters, shirts, jackets.. even snowpants.   Target actually has some really nice looking clothing for men right now and so it is worth taking a look at this sale.  I have heard very good things about the t-shirts and those are priced at $8-12 each right now.  The shorts and gold pants look very similar to Lululemon and those are included in the sale as well.  You can see everything on sale by clicking here. 

In This Article This article is presented by TurboTenant. Every December, I would hit a point where I would look at my rental business and think, it’s time for a reset. The paperwork would start to pile up, tenant questions came in at all hours, and I could feel myself relying on pure memory instead of solid systems.  If any of that sounds familiar, you’re not alone. Most landlords reach the end of the year realizing they have been putting out fires instead of building an organized business that runs smoothly. But the start of a new year gives you…

Traders work on the floor at the New York Stock Exchange in New York City, U.S., Dec. 17, 2025. Brendan McDermid | ReutersWall Street could be in for a volatile end to the week as traders brace for what Goldman Sachs says will be the largest options expiration on record.More than $7.1 trillion in notional options exposure is set to expire this Friday, according to Goldman, including roughly $5 trillion tied to the S&P 500 index and $880 billion linked to single stocks. December options expirations are typically the biggest of the year, but this one eclipses all prior records,…

Wherever you live, how large a tax increase would you tolerate before you would consider leaving for another state?That’s where things stand for some people right now in New York.Starting in 2026, the state’s top 5% income earners will be subject to a temporary personal income tax on top of the state’s general income tax. It’s hefty, too — the tax is 10.9% for incomes over $25 million. The measure will sunset in 2032. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues…

(Image credit: Getty Images)If you’ve been considering changing your home internet provider, Verizon is offering a limited-time deal with a nice perk. New customers who switch to Verizon home internet can choose a free Nintendo Switch, a Samsung TV or a Samsung Galaxy Tab with select plans.A free device can make switching providers feel like an easy decision, especially if you were already thinking about upgrading your internet service. Offers like this are meant to add immediate value, but they don’t always tell the full financial story.Before making the switch, it’s worth taking a closer look at the plan requirements,…

’Tis the season for phone upgrades. Holiday deals on smartphones and wireless plans make this a natural time to reassess what you’re paying each month and whether switching providers could save you money or add value.One option catching attention right now is T-Mobile’s prepaid lineup, thanks to a mix of flexibility, no annual contracts and some other valuable perks. For baseball fans in particular, the inclusion of MLB.TV on select plans makes this offer hard to ignore.But perks alone don’t make a phone plan a smart financial move. If you’re considering switching your cell phone provider or just want to…

The U.S. Bank Split World Mastercard functions more like a buy now, pay later plan than a traditional credit card. It allows cardholders to split their purchases into equal payments across three, six or 12 months. Beyond its flexible repayment feature, the $0-annual-fee card doesn’t offer much in the way of rewards or benefits. And there are more rewarding credit cards from major issuers, including U.S. Bank itself, that offer similar repayment options. Here’s what to know about the U.S. Bank Split credit card.1. It doesn’t work like a regular credit cardTypically, with traditional credit cards, balances accrue until they’re…

There’s no point in waiting until you die — especially in this economy. How to know how much you can part with.

Estate tax planning may be key for many retirees, yet it’s anything but easy. Between the complexities of federal estate rules and the patchwork of states imposing their own inheritance and estate taxes, the colloquially named “death tax” continues to haunt wealth transfer strategies to this day.But if you can master the IRS rules governing estate taxes, you may find powerful ways to save more money for your heirs. Use this quiz to test your knowledge of 2026 federal estate tax rules, with a bonus question at the end on estate taxes for states.(Remember, always consult with a qualified tax…