Author: troyashbacher

It’s the season of early darkness, crispy nights, and lots of seasonal happenings. Get in on the fun with these fall date ideas for couples. The leaves are changing, the trifecta of holidays is approaching – Halloween, Thanksgiving, and Christmas – and there’s pumpkin everything splashed around the stores. It’s the perfect time for fall date ideas!  Find some fun, flirty, and downright spooky date ideas to enjoy with your loved one this autumn. Fall Date Ideas This October and November, get in on all the fall date night ideas you simply can’t do at other times of the year.…

High-yield savings account and one-year CD rates were unchanged from yesterday. Top accounts remain competitive.The average high-yield savings APY is 3.89% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.79% (unchanged from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.68% for one-year CDs.Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…

Poor market breadth remains a concern according to Mark Newton

After decades of saving/investing, it’s hard to immediately flip a switch and go into spending mode.Spending is a skill that you should develop on your way to FI, so that you’re better at it when the time comes to do it. Mad Fientist: Hey, what’s up everybody? Welcome to the Financial Independence Podcast. I know it’s been a while since I’ve been in touch, but as I mentioned in my last post, things have been busy around here with two small kids, but this episode is a long time coming. I know I’ve been promising this for at least a…

About one in eight adults (12%) say that they are currently taking a GLP-1 drug such as Ozempic or Wegovy either to lose weight or treat a chronic condition, an increase from 18 months ago, though the high costs of the medications remain a concern, a new KFF Health Tracking Poll finds. Overall nearly one in five adults (18%) say at some point they have taken a GLP-1 drug, a class of medications used for weight loss and to treat diabetes, heart disease, and other chronic conditions. Women are more likely than men to say they are currently taking GLP-1…

Each week, in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on topics submitted by readers. This week, she’s looking at five questions on the 20% tax deduction for qualified business income or QBI. (Get a free issue of The Kiplinger Tax Letter or subscribe.)1. Did the OBBB extend the QBI deduction?Question: I know the qualified business income (QBI) deduction was going to expire at the end of 2025. Did the “One Big Beautiful Bill” (OBBB) extend this federal income tax break?Joy Taylor: Yes. The OBBB not only extended this popular tax break that…

In This Article The realities of a housing market correction are setting in. This could be the turning point for real estate that investors (and homebuyers) have been waiting for. Are you ready? We’re back with our November housing market update, giving you the latest data on home prices, housing inventory, days on market, affordability, and where (and what) are the best opportunities for investors. Sellers are growing increasingly desperate as the buyer’s market shifts further toward the investor’s side. And, with the seasonally slow winter months coming up, this could be the perfect moment to strike a deal. There’s…

Billionaire investor Ron Baron isn’t flinching during the latest tech selloff, and he’s certainly not touching his own Tesla shares, he said.The longtime growth investor said he sees the pullback as a chance to spot bargains, even as volatility has rattled the biggest names in tech recently.”Not very much,” Baron said Friday on CNBC’s “Squawk Box” when asked what he’s doing amid the drawdown. “Just looking and trying to understand where opportunities are and try to take advantage of them.”His conviction is especially intense when it comes to Tesla, one of his signature bets. He recalled selling a third of…

To help you understand the trends surrounding AI and other new technologies and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You’ll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…As economists and investors try to weigh artificial intelligence’s role in the economy, and with stock market bubble fears on the rise, uncertainty over the fast-moving…

Median rent by apartment size  Bedrooms  Median Rent 0-1  $1,650 2 $1,920 3+ $2,199 Source: Redfin, data as of August 2025. Regional Variation  In general, rents remain highest in larger cities and lower in smaller metropolitan areas and rural counties. In August 2025, New York City posted a median monthly asking rent of $3,397. When you expand the search to the larger metro area, metro New York also commands one of the highest median asking rents. More affordable metros include Louisville ($1,297 median) and St. Louis ($1,413 median). Smaller Midwestern/Southern markets show a high share of $1,000-and-under listings. For example,…