Author: troyashbacher

A durable power of attorney (DPOA) is a legal document that allows you, known as the principal, to designate someone, known as the agent, to manage your legal and financial affairs. Unlike other types of powers of attorney, the term ‘durable’ refers to the fact that the authority granted to the agent remains in effect if you become incapacitated. This is an important factor, as it means your affairs will still be managed without the requirement of a court-appointed guardian. Below, our St. Petersburg advance directive lawyer explains in further detail. What are the Advantages of a DPOA?  A DPOA…

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Each week, we answer money questions from around the web on the NerdWallet app. Here are three of the trending questions from the month of December.How can I feel less guilty about spending money on non-necessities?When you’re trying to stick to a budget, it’s easy to start questioning every non-essential expense. Do you really need that to-go coffee? What about a restaurant meal…

While much of the market has bulked up on artificial intelligence and large technology companies in 2025, billionaire fund manager Ron Baron said on this week’s CNBC “ETF Edge” that investors should be looking across more market caps and sectors for the best opportunities. That is starting to happen, as many investors rotate out of tech stocks and search for value across the market, including in the financial sector. Baron cited two financial sector companies that his firm Baron Capital owns, MSCI and FactSet, which he said receive little attention from individual investors, and where he says the CEOs are…

Reversing a district court, the Eleventh Circuit held Tuesday that the Corporate Transparency Act (CTA), which mandated beneficial ownership information (BOI) reporting, is constitutional and remanded the case for further proceedings. In National Small Business United, et al. v. U.S. Department of the Treasury, et al.,No. 24-10736, the court found that Congress has the power to enact the CTA under the Commerce Clause of the U.S. Constitution. “In short, the CTA is a constitutional exercise of Congress’s enumerated power to regulate interstate commerce,” the court stated. “Because it is directed at the ownership and maintenance of corporations, it is a…

Today’s daily deal from Target is 30% off Brightroom storage items.  This is mostly shelving units, rolling carts and items to organize the garage.  There are some things to organize closets or laundry rooms and these little boxes are so cute in pink or blue.  These are great for crafts, toys, office supplies or under the bathroom sink.   Click here to see the items on sale. 

Mortgage rates moved lower today, as markets parsed the implications of government employment data released yesterday.The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.13% APR, according to rates provided to NerdWallet by Zillow. This is four basis points lower than yesterday and two basis points lower than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.Yesterday, the Bureau of Labor Statistics released the latest Employment Situation Summary, better known as the jobs report. The November numbers came in a little high, with the 64,000 jobs…

(Image credit: Getty Images)When it comes to building wealth, most people obsess over picking the right stocks or timing the market. But the real secret isn’t really a secret. It’s just time.Compound interest works like a quiet engine, steadily multiplying your money in the background.And the earlier you start, the more powerful that engine becomes. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice…

The One Big Beautiful Bill Act capped off a hectic year for taxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. policy. It extended key Tax Cuts and Jobs Act provisions, reshaped the outlook for 2026, and raised fresh questions about the deficit.  In this episode, Kyle Hulehan and Erica York are joined by Daniel Bunn, President and CEO, and Jared Walczak, Vice President of State Projects, to break down what the law did, walk through our projections, and…

If you have the Citi Strata Elite℠ Card, you may be wondering about one of the card’s perks: an annual credit toward Blacklane purchases. Blacklane is a luxury chauffeur company that operates in over 60 countries and helps connect travelers with local chauffeur services. The company offers a variety of services, including airport transfers and city-to-city rides.Holders of the Citi Strata Elite℠ Card receive up to a $200 annual credit for Blacklane. From January through June, you can get up to $100 off a Blacklane ride; you’ll receive a second $100 credit for a ride between July and December. If…

Published: Dec. 17, 2025 at 10:27 a.m. ETWaymo, a startup working to launch driverless ride-hailing around the world, is set to join the $100 billion club. It’s another sign of Alphabet’s dominance this year.The Alphabet-backed GOOGL robotaxi company is in talks to raise more than $15 billion at a valuation of as much as $110 billion, Bloomberg News reported on Tuesday. It last raised money in October 2024 in a round that valued it at more than $45 billion.