Author: troyashbacher

Nik Fahrer, CPA, opened his session on digital assets at the AICPA National Tax Conference with five polling statements, including this one: “You really dislike the complexity of working with clients that own digital assets.” He was not at all surprised that 78% of online and in-person participants responded affirmatively, that yes, they really do dislike dealing with digital asset reporting. Digital asset reporting may become even more complicated now that digital asset exchanges are required to report certain 2025 transactions on new Form 1099-DA, Digital Asset Proceeds From Broker Transactions.   For some tax practitioners, the language of digital assets,…

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.If you’ve ever decided to save less cash in your retirement account so you could do more traveling or support an expensive hobby, you might be “soft saving” (and not even know it).Soft saving is about choosing to spend money on things you enjoy today and stashing money away less aggressively for your later years. People who take this approach are more concerned…

Published: Dec. 17, 2025 at 9:52 a.m. ETIt will take many millions of dollars to track and treat the increasing number of people who get the measles as the anti-vaccine movement continues to gain traction.There have been 47 measles outbreaks in the U.S. this year, with 1,912 confirmed cases so far. That’s up from 285 cases in 2024 and the highest number of cases since 2000, when public-health officials announced that measles had been eliminated in the U.S.

Your real estate agent is ignoring you and not sending you deals. You told them you’re interested in investing, but they’re leaving your texts on “read.” This happened a lot to Dave and Henry until they started saying the right thing to agents. Now, they have more investing opportunities than they can handle.What’s the secret to landing an agent who will put you first? They’re sharing the tactic today.We’re back, taking questions from the BiggerPockets Forums, helping you invest in real estate wherever you are. Speaking of locations, an investor is worried about this “big city” they’re about to invest…

Options will keep coming, but signing up for an annuity is something you want to carefully consider

There was a time when Mark Felton put together a financial plan the old-fashioned way: With spreadsheets.The 59-year-old from Stilwell, Kansas, had always been reluctant to pay an ongoing portfolio-management fee to an adviser, so he wanted to try financial planning on his own. Because he had no formal training in that area — he works in the legal department for a cell-phone carrier — that was a pretty big hill to climb. He found the spreadsheet method cumbersome, and he figured there might be some gaping holes in his knowledge. So last year, he started toying around with do-it-yourself…

(Image credit: Getty Images)Qualified retirement planning has entered a new era.While target-date funds have simplified investing for millions of Americans, they fall short on one critical front: income certainty.As retirees live longer and market volatility persists, integrating guaranteed income solutions in the target-date funds of qualified plans is no longer optional — it is essential. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice…

After two years of living in a larger house and cleaning it ourselves, we’ve finally come to a point where we’d like to consider hiring cleaners. As a frugal person, I feel bad hiring people to do things I can do myself, especially since I don’t have a job. Therefore, I’ve always done my own gardening, cleaning, driving, etc. Besides, for the past 26+ years, I love the smell of Pinesol every time I scrub the toilets! However, the downside of living in a larger house is that there’s simply more to clean. And after a while, the uncleanliness and…

Turning 65 should be a milestone of freedom, not a source of financial stress. Yet, for millions of Americans, navigating the first step of Medicare — the Initial Enrollment Period (IEP) — becomes a confusing high-stakes gamble.The IEP is a critical seven-month window centered on your 65th birthday, and missing it can trigger something far worse than a temporary inconvenience: lifetime late enrollment penalties added to your Part B and Part D premiums, along with costly gaps in coverage.Whether you are ready to retire or plan to keep working, understanding this single, immutable deadline is the first and most important…

In an inflationary setting, why hold bonds at all, says Louis-Vincent Gave