Author: troyashbacher

KEY TAKEAWAYS The “One Big, Beautiful Bill” lowers the amount of federal student loans many families will be able to take out for their undergraduate students starting in the next academic year.Personal loans, such as home equity loans, bank loans, or 401(k) loans, may offer better terms than some private student loans—but they are typically not recommended to cover educational costs. For the next school year, many families of college students will have less access to federal student loans than in years past, and will need to find the best alternative to help their student pay for their education. The…

Key Takeaways A monthly survey of small business owners showed optimism declined in October for the second straight month to its lowest levels since April, with respondents citing worries over the government shutdown.Small businesses reported difficulties hiring qualified candidates, while sales and profit levels were also lower in October. An end to the government shutdown may be coming just in time for small businesses, who are reporting hiring difficulties, slower sales and weaker profits amid the work stoppage, a closely watched survey of business owners showed. “The shutdown will be resolved by year-end, hopefully sooner, but until then our economic measures…

In late 2004, my partners and I found ourselves at both a crossroads and a kitchen table.As independent advisers, we felt there was a gap in the industry — the essential support needed to truly thrive was missing. We spent countless nights huddled in my kitchen, mapping out a vision for a support system built by advisers for advisers. That vision became Advisors Excel.Our journey from a basement office to an industry leader offers a blueprint not just for building a model independent marketing organization (IMO), but for building any successful advisory practice. From just $107.88 $24.99 for Kiplinger Personal…

Published: Nov. 11, 2025 at 5:27 p.m. ETPrice cuts can be a retailer’s way of going on the offensive against its rivals — but for Target Corp., it’s more of a defensive play, and reflects the struggling company’s need to make a change.Target TGT said Tuesday that it is lowering prices on 3,000 food, beverage and other essential household items. The announcement comes about a week before the discount retailer releases third-quarter results, with the company expected to report comparable sales — which are sales of stores open for at least 13 months — that declined from a year prior for…

There are two options of Ugg throws on sale for $39 right now.  This is part of an early Black Friday sale.  You can get a faux fur style in four color options, there is another option with a velvet top and faux fur underneath in four color options, and one other option in sherpa that comes in six colors.   Click here to see all three options available. 

The U.S. Capitol is shown the morning after the Senate passed legislation to reopen the federal government on Nov. 11, 2025 on Capitol Hill in Washington, DC.Win McNamee | Getty ImagesThe Senate Agriculture Committee has released a draft of its portion of a much-awaited digital assets market structure bill — a critical step toward accelerating institutional and retail adoption of cryptocurrencies. Unveiled on Monday by Agriculture Chair John Boozman, R-Ark., and Sen. Cory Booker, D-N.J., the bipartisan discussion draft lays the groundwork for creating guardrails for the crypto industry in the U.S. It also establishes guidelines for institutions that want to…

This delicious Cream Cheese Spinach Dip recipe is a wonderful way to use fresh spinach. Even if you don’t have any in your garden right now, you should be able to quickly find the ingredients for this recipe to make a perfect afternoon snack. Cream Cheese Spinach Dip Recipe Cream Cheese Spinach Dip is a simple, delicious, warm dip recipe that is made from fresh spinach, cream cheese, mozzarella, and some other spices. It’s a great appetizer to serve at parties or just to make for an afternoon snack. One year, when my family had a BBQ to celebrate Memorial…

Key Takeaways Investors accounted for at least 15% of home sales in these three states in the second quarter: Missouri (18.9%), Mississippi (17.1%), and Nevada (15.4%).Nevada’s share of investor purchases rose the most from the second quarter of last year (3.8%).Investors typically paid below the state median price in states like Michigan, Maryland, and Virginia, and above the median price in Montana, Utah, and California. Investors are buying homes at the highest rate of total home sales in Missouri, Mississippi, and Nevada, according to an analysis of second-quarter home sales by Realtor.com. Nationally, about 10.8% of homes sold in the…

Key Takeaways A big investor’s sale of its stake in Nvidia weighed on semiconductor stocks Tuesday, Nov. 11, 2025, while a media giant got a boost after outlining saving and investment plans.Paramount Skydance soared after the entertainment conglomerate discussed an ambitious cost-saving and investment roadmap.SoftBank announced that it unloaded its stake in Nvidia, and semiconductor stocks lost ground broadly. Semiconductor stocks came under pressure Tuesday as a major investor sold its stake in Nvidia, the world’s most valuable company. Meanwhile, shares of a media and entertainment giant pushed higher after the company boosted cost-savings targets and discussed heavy investment plans.…

Tech stocks resumed their rout Tuesday as market participants fretted about lofty valuations. Indeed, growth-focused technology was the only one of the S&P 500’s 11 sectors to finish in the red, while beaten-down health care and energy stocks saw the biggest gains.Nvidia (NVDA) was one of the more notable decliners, dropping 3% on news SoftBank sold its remaining stake in the artificial intelligence (AI) chipmaker for roughly $5.8 billion.Elsewhere, CoreWeave (CRWV) plunged 16.3% after the AI infrastructure firm, which rents out NVDA chips, reported earnings. While the company disclosed higher-than-expected third-quarter revenue of $1.36 billion – more than doubling on…