Author: troyashbacher

“We can move 10 miles south, where property is much cheaper.”

If you are a Sam’s member, this red light therapy mask is part of the early doorbusters available and is on sale for $149. That is an extremely reasonable price for red light therapy and I guarantee this is on a lot of holiday wish lists.  You can see the details about the mask by clicking here.  If you are not a Sam’s member, you can get an annual membership for just $20 by clicking here.

Each week, in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on topics submitted by readers. This week, she’s looking at four questions on the new tax deduction for paying interest on vehicle loans. (Get a free issue of The Kiplinger Tax Letter or subscribe.)1. What are the general rules for the deduction?Question: I hear that individuals can now deduct interest paid on their car loans. Can you explain this tax break? Joy Taylor: The “One Big Beautiful Bill” law that was enacted on July 4 provides several new tax breaks for individuals. One…

Key Takeaways The Federal Reserve cut its benchmark rate by a quarter point last week, but the top high-yield savings and money market accounts still pay up to 5.00%, while the best CDs offer as much as 4.50%. Brokerage and robo-advisor cash accounts are down slightly this week, with a top yield of 3.95%, while U.S. Treasuries pay up to 4.70%. Compare today’s top rates to see which accounts still offer strong yields as interest rates cool and savers look to keep cash working harder. The Best Cash Yields Still Range Up to 5% It’s always smart to make sure…

Fed Governor Stephen Miran on Friday suggested that surging demand for dollar-denominated stablecoins could help push U.S. interest rates lower.In a speech delivered for an audience of economists in New York, the central bank official and appointee of President Donald Trump said the flood of crypto tokens pegged to the dollar could tamp down what economists refer to as “r-star,” or the “neutral” rate of interest that neither pushes nor impedes growth.If that happens, he said, the Fed might need to lower its own policy rate to avoid unintentionally slowing the economy.”Stablecoins may become a multitrillion-dollar elephant in the room…

Key Takeaways Mortgage rates recently hit an almost 13-month low before inching higher again, currently averaging 6.48% nationwide.The latest data show Kentucky with the lowest rates, while mortgages were priciest in Hawaii. Our map shows the average in every state.Because rate timing is tough to predict, buyers are often better off purchasing when they’re ready and the right home comes along. While mortgage rates generally move in the same direction nationwide, some states average slightly higher or lower than others. The states with the lowest 30-year fixed mortgage rates are currently Kentucky, New York, North Carolina, Louisiana, California, and New…

We’ve got some interesting AI headlines this month that appear to be the real beginning of a broader transformation of our industry. In addition, marketing is a hot topic because organic growth continues to be a big challenge we need to overcome. Here are our five WealthTech headlines for October:Industry veterans, Eric Clark, Brian McLaughlin, Mike Wilson and Mustapha Baassiri (all former executives from well-known industry firms), launched a new AI-powered platform to provide asset managers and advisors personalized, compliant, and timely client communications at scale. Organic growth is a critical focus point for the industry going into 2026, but…

Mortgage rates fell for three straight weeks in the lead-up to the Federal Reserve’s Oct. 28-29 meeting, but now APRs have begun to reverse course. As new employment data shows a strengthening labor market, the average rate on a 30-year fixed-rate mortgage rose 17 basis points to 6.18% APR in the week ending Nov. 6, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.The Fed’s decision to lower the federal funds rate last week was widely expected by the time the announcement came, with several members of the Federal Open Market…

To help you understand the trends surrounding AI and other new technologies and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You’ll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…It’s not easy to make sense of the artificial intelligence arms race. Astronomical sums are being spent on building AI data centers, with circular financing deals…

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