Author: troyashbacher

Outside the BoxCrypto is headed to inclusion in retirement plans — if it can get past company plan sponsorsLast Updated: Dec. 16, 2025 at 2:41 p.m. ETFirst Published: Dec. 16, 2025 at 8:10 a.m. ETDoes cryptocurrency belong in your 401(k)? It’s a question more employers, retirement-plan sponsors and seasoned investors are wrestling with now that Washington has signaled openness to crypto and other non-traditional assets inside retirement accounts.But your 401(k) is not a playground. It’s your primary retirement engine. With pensions largely gone and Social Security only covering part of the journey, the goal of a 401(k) is still simple: Save early;…

(Image credit: Getty Images)Over the years, I’ve worked with families who own businesses — represented, consulted, held nervous hands, kept family members from diving across the table at each other.In the process, I’ve come to know just how difficult running a family-owned business can be.Often, conflict arises when a son or daughter graduates from college with a business degree, their head filled with ideas from classes taught by professors who have never actually been in business. The kids want to go in directions the founders (Mom and Dad) see as financially dubious. From just $107.88 $24.99 for Kiplinger Personal Finance…

The Beats earbuds are on sale one more time if you missed the last sale.  These light purple earbuds are $59 or you can get red, black or white for $69.   We saw these for an absolute steal a few weeks ago at $39 for the cream color but $59 isn’t too bad if you need them.  Click here to take a look.

The Nasdaq MarketSite in New York, Nov. 20, 2025.Michael Nagle | Bloomberg | Getty ImagesNasdaq is moving closer to around-the-clock stock trading, a shift that some on Wall Street are calling unnecessary — and potentially destabilizing.The exchange said it plans to submit paperwork to the Securities and Exchange Commission to allow U.S.-listed equities and exchange-traded products to trade nearly 24 hours a day, five days a week. If approved, the new schedule would launch in the second half of 2026.Under the proposal, Nasdaq would expand trading hours to 23 hours each weekday from the current 16 hours. Stocks would trade…

If you’ve recently received notice that your Medicare plan is no longer available due to a plan exit, non-renewal, or service area reduction, you might be wondering what your next steps are. The good news is, you don’t have to wait for the next enrollment period to secure new coverage. You may qualify for a Special Enrollment Period (SEP), which allows you to enroll in a new plan or make changes to your current coverage outside of a typical Medicare enrollment period.Find Medicare Plans in 3 Easy StepsLet us help you navigate your Medicare journey Below, we’ll break down how these changes…

Since the start of his second term, President Donald Trump has repeatedly proposed abolishing federal income tax in favor of tariff revenues. As Kiplinger has reported, he has spoken about jettisoning taxes completely and mused about eliminating tax on the first $150,000 of income.In a November Thanksgiving video, Trump said, “Over the next couple of years, I think we’ll … be cutting income tax — could be almost completely cutting it, because the money we’re taking in is going to be so large.”Maybe you’re someone who thinks eliminating the tax is a good idea. After all, who likes paying income…

Gambling winnings are expected to be taxed more next year — at least federally. Thanks to the 2025 GOP/Trump tax and spending bill, a portion of winnings from activities like lotteries, slot machines, and sports betting face a potential double taxation.That’s because prior IRS gambling rules allowed you to deduct all gambling losses up to the amount of winnings. Starting in 2026, losses are limited to 90% of winnings.But just weeks before the new gambling tax provision becomes effective, President Donald Trump reportedly said he would “think about” repealing income taxes on gambling winnings entirely. From just $107.88 $24.99 for…

The income-related monthly adjustment amount (IRMAA) is one of the most significant and stealthy retirement taxes, effectively raising the cost of Medicare Part B and Part D premiums for those with higher incomes. Since the penalty is based on your tax return from two years prior, effective IRMAA management requires a proactive, long-term strategy.The IRMAA is one of the most significant costs retirees face and is a crucial part of retirement income planning. IRMAA is an extra charge added to your standard monthly premiums for Medicare Part B medical insurance and Medicare Part D prescription drug coverage.Liability for the IRMAA…

“The house remains in her name. He has since kicked out each of the boys one by one.”

After you put money in a certificate of deposit, you can sit back while it collects interest over its term. Once it reaches maturity, you’ll face a decision: Renew it or withdraw the funds.Typically, you have a grace period of about seven to 10 days after a CD hits its maturity date to decide what to do. Your bank may send you a notification a few weeks before the certificate matures.When you open a CD, it’s also a good idea to put a reminder on your calendar of when the certificate is nearing the end of its term. With this…