Author: troyashbacher

Company executives are facing a career planning landscape with two unique challenges. Many have received restricted stock units (RSUs), non-qualified stock options (NSOs) and incentive stock options (ISOs) as a significant part of compensation, and a stock market tailwind has rewarded their hard work with meaningful wealth.This “golden handcuffs” comp structure incentivizes sticking around through rolling vesting periods, and the concentrated stock positions can make portfolios feel precarious.Meanwhile, AI implementation and economic uncertainty are calling the security of many roles into question. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE…

How attorneys can deal with the new risks and complications that may arise.

Stocks have had a heck of a run the last few years, with 2023 returns of 26% and 2024 returns of 24% for US stocks. International stocks took over in 2025, earning 6% in the first quarter and 12% in the second quarter. Meanwhile, real estate experienced headwinds with a rapid 4% rise in interest rates in 2022. Direct investors have faced challenges with the prospect of refinancing variable interest rate debt at higher rates, and syndications have made desperate capital calls and have lowered projected returns. Even though the Fed has cut the interest rate by a combined 0.5%…

Key Takeaways Klarna shares tumbled Tuesday after the the buy now, pay later company reported revenue and user numbers that topped analysts’ estimates but posted a wider-than-expected adjusted operating loss.The company plans to sell up to $6.5 billion in loans and recently unveiled a new membership program. For buy now, pay later firm Klarna, the post-IPO honeymoon may be over. Klarna’s first results since going public in September mostly came in better than analysts had expected, and its current-quarter outlook also topped estimates. However, Klarna (KLAR) shares fell 9% on Tuesday as the Swedish company reported an adjusted operating loss of…

“There’s no trust in place, but there is a will.”

Background In June 2025, the Food and Drug Administration (FDA) approved lenacapavir (Yeztugo) as the latest pre-exposure prophylaxis (PrEP) drug to prevent HIV in adults and adolescents. Lenacapavir differs from other available PrEP products. It is the second long-acting injectable PrEP drug on the market but offers less frequent (twice annual) dosing. Its relatively infrequent dosing and its high efficacy (100% for some populations) make it a promising option at a time when PrEP uptake has continued to stall in many regions and disparities persist.  This ACA open enrollment period is the first since lenacapavir’s approval, and some consumers may…

Today’s deal of the day is 30% off Our Generation doll and accessories.  There are so many cute options and the clothing and accessories should also fit similar sized dolls from other brands.  The dolls are about $20 with discount.   Click here to take a look. 

Each week, we answer money questions from around the web on the NerdWallet app. Here are three of the trending questions from the month of November:Should I shop early to save on holiday expenses?Starting your holiday shopping early can help you spread out your expenses over many months instead of paying for all your purchases in the final month of the year. Early shopping also allows you to take your time, compare prices and wait for sales.But you don’t want to buy everything on your list too early, because you could miss out on some of the biggest sales. Retailers…

Key Takeaways The firm has lowered its rating for the pair of tech giants after years of maintaining an “above-consensus” bullish stance.”Gen-AI is not the new cloud 1.0,” Rothschild & Co Redburn’s analyst said. Some of the firms in the Magnificent 7 are starting to look a bit less magnificent. Rothschild & Co Redburn on Tuesday downgraded both Amazon (AMZN) and Microsoft (MSFT) to neutral from buy rating, a measure of cold water on backers of the AI rally—and on the shares, which are broadly beloved by Wall Street analysts. “We no longer see a bull case,” analyst Alex Haissl…

For dividends, France’s top integrated tax rate was the highest among European countries (57.85 percent), followed by Ireland (57.13 percent), Denmark (54.74 percent) and the United Kingdom (54.5 percent). Latvia (20 percent), Estonia (22 percent), and Hungary (22.65 percent) levy the lowest rates. Estonia and Latvia’s tax on distributed profits means that the corporate income tax is the only layer of taxation on corporate income distributed as dividends. For capital gains, France (57.85 percent), Denmark (54.76 percent), the Netherlands (52.51 percent) and Norway (51.52 percent) have the highest integrated rates among European countries, while Cyprus (12.5 percent), Romania (16.84 percent), Bulgaria (19 percent), Switzerland (19.61 percent), and Greece and Slovenia (22 percent) levy the…