Author: troyashbacher

Today only, Target has Pura diffusers and refills on sale for 30% off.  These diffusers are very lovely to place in any room and get a subtle scent that you can totally control via the app on your phone.  The actual diffuser is $34 and makes a great gift for someone that can’t use candles or prefers not to use candles and still wants a nice fragrance.  This would be a great item for someone in an office, a teacher or student in a dorm specifically.   Click here to take a look.

Key Takeaways Homeowners frequently over- or undervalue their homes by a significant amount, with 5% overestimating it by $53,000 or more.Homeowners who overvalue their houses tend to spend more money and invest more conservatively. There’s a good chance you’re completely wrong about how much your house is worth, and that has serious implications for your personal finances, a new study says.People often seriously over or under-estimate the value of their home, according to a new study by researchers at the Federal Reserve Bank of Boston. On the low end, 5% of homeowners undervalue their house by $87,500, while another 5%…

I was surprised to find that millions of profitable small businesses throughout the U.S. lack a formal, written succession plan.“There are 3 million businesses at risk of closure,” said Sonali Kothari, co-founder of Zolidar, and former COO and CPO at Kiva.org (the international nonprofit working to build financial inclusion through microloans around the world). Zolidar is building what its founders refer to as an AI-powered “easy button” for employee ownership.While I’ve come across the notion of employee ownership as it relates to partnership tracks within advisory firms themselves again and again, whether through succession planning sessions at conferences or M&A…

“I am five years from financial independence.”

Key Takeaways A delivery company got a boost from a new partnership announcement on Friday, Nov. 14, 2025, while the termination of a clinical trial weighed on a pharmaceutical firm.DoorDash stock move higher after it announced an agreement with clothing retailer Old Navy.Bristol-Myers Squibb ended a clinical trial of an experimental heart medication, and shares of the drugmaker fell. Shares of a delivery giant surged Friday on a new partnership, while a pharmaceutical firm came under pressure after it halted a trial of a key heart treatment. Major U.S. equities indexes ended the session mixed but posted gains for the…

There is a sale on toddler and baby clothing right now.  You can save 40% off on pjs, onesies, jeans, shirts, hats and jackets and so much more.  This jacket is so cute with the floral pattern and the soft inner lining and is on sale for $18. Such a great deal! You can click here to see the items on sale.

Warren Buffett’s Berkshire Hathaway Inc. (BRK.A, BRK.B) is the single largest private holder of U.S. Treasury bills, surpassing even the Federal Reserve’s own holdings. As of the end of the third quarter of 2025, Berkshire controlled about $360 billion in Treasury bills, while the Fed’s holdings had dropped to around $195 billion. This shift reveals much about Buffett’s take on today’s investment climate. What Are Treasury Bills and Why Do They Matter? Treasury bills (T-bills) are short-term debt securities issued by the U.S. government, with maturities ranging from four weeks to one year. They pay no periodic interest but are sold at…

As a longtime financial adviser, I’ve met many people who have at least a basic plan for managing their portfolios in retirement.Most have a good idea of the amount of money they have stashed in savings and investments, and they’ve estimated how long they can expect those funds to last if they stick to their retirement budget and withdrawal strategy.This is great. I’m a big believer that getting and keeping your finances on track goes a long way toward helping things go right in retirement. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK…

You may have heard once or twice this year that financial advisors are being expected to offer more wealth-related services. This week, industry behemoth Mercer Advisors put its money where the thought leadership is by making its first tax-only focused acquisition of an accounting firm based in Los Angeles. The tax professionals who join Mercer full-time will, like its financial advisors, have the opportunity to own equity, according to a report by Diana Britton. In other deal news, Lido Advisors continued its acquisition run by dealing for a Warren, N.J.-based RIA managing $1.2 billion in assets, and hybrid broker/dealer &Partners has added…

“I think If I live in India between the ages of 60 to 65 years old, I will save a lot of money.”