Author: troyashbacher

Right in time for the festive season, Chase Freedom Unlimited® is topping off its already lucrative benefits with a higher bonus. From Dec. 11, 2025, through Jan. 15, 2026, new cardholders are eligible to earn a $300 bonus after they spend $500 on purchases in the first 3 months of account opening. Typically, the card earns a $200 bonus. The card’s other terms and benefits will remain the same. Here’s some of what the popular $0-annual-fee Chase Freedom Unlimited® offers. 5% back on travel booked through Chase.3% back at restaurants, including takeout and eligible delivery services.3% back on drugstore purchases.Through…

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Published: Dec. 11, 2025 at 3:55 p.m. ETThe war between a handful of senators and the Social Security Administration continues — this time, with the number of projected field-office visits next year in the crosshairs. The Social Security Administration reportedly wants to cut the number of visits to field offices in half in fiscal year 2026, with no more than 15 million in total, and move more individuals to self-service online options, according to a Nextgov/FCW report that cited the agency’s internal planning documents. Senators are now pushing back on the Social Security Administration for clarity on its plans.

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I’ve never been into cruises, but when the opportunity to sail to Alaska on Holland America’s Eurodam came up, I knew I had to say yes. I love Alaska, and I hadn’t been on a cruise since I was in elementary school.Those seeking a flashy party cruise with water slides should look elsewhere. What Holland America does deliver on is a sophisticated environment with chill vibes, making it a solid choice for family reunions and friend groups, as well as multigenerational trips. Holland America does have a reputation of skewing older — a fact many poked fun at throughout the…

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The logos of the cryptocurrencies Bitcoin (BTC), Ethereum (ETH), the stablecoin Tether (USDT) and Binance Coin (BNB) can be seen on the trading platform CoinMarketCap.Silas Stein | Picture Alliance | Getty ImagesVanEck is betting that what started as a slang for reckless online traders can sell an ETF.The firm is renaming its gaming ETF (BJK) the “VanEck Degen Economy ETF,” flipping the once-pejorative term into a marketing pitch for the boom in digital finance, gig platforms and online betting, according to a regulatory filing. The change takes effect after the market close on April 8, resetting a fund launched in…

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Last Updated: Dec. 11, 2025 at 12:53 p.m. ETFirst Published: Dec. 10, 2025 at 3:43 p.m. ETPhilip Rivers is returning to the National Football League at age 44 — proving that even the most accomplished among us sometimes rethink retirement.Rivers, who last played for the NFL’s Indianapolis Colts five seasons ago, is the latest high-profile NFL quarterback to come out of retirement. He follows the footsteps of Tom Brady — who famously retired in February 2022 before coming back, albeit just 40 days later, before finally retiring for good in 2023. Now Rivers — who became a grandfather during his five years…

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Target is offering 30% off women’s pjs today.  There are a bunch to choose from including some sets that are so perfect for after Christmas.  I love the red sets of the model pjs and you can get a cream pair with little red hearts or a red set with cream hearts.  That will be so cute for Valentine’s Day.   In addition to the 30% off, select sets are part of the promotion to save an extra $5 when you spend $25.   I tested the cream hearts set that is normally $35.  It is on sale for $24.50 and is…

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The one-year high-yield CD average dipped slightly while high-yield savings rates were unchanged from yesterday.The average high-yield savings APY is 3.84% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.77% (-0.01 percentage point from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.64% for one-year CDs.Banks can adjust deposit rates on savings accounts and CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…

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If you provide financial help to family, friends, or others — whether paying tuition, covering medical bills, or sending money through an app — you might be wondering about possible IRS or tax implications.But here’s some good news: most people will never come close to exceeding the lifetime estate and gift tax exemption, which, due to the new 2025 Trump/GOP tax law, will remain extraordinarily high for the average household.And even before you’d ever get anywhere near that limit, the IRS has several categories of financial gifts that don’t count toward annual gift tax limits, as long as they meet…

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