Author: troyashbacher

A stay in the hospital can be a stressful time, and the last thing you want to worry about is an unexpected, costly medical bill. Yet, many Medicare beneficiaries receive a bill that is far higher than they anticipated. Often, the reason comes down to a single distinction: whether the hospital classified your stay as “inpatient” or “under observation.”Find Medicare Plans in 3 Easy StepsLet us help you navigate your Medicare journey These two terms may seem similar, especially when you are in a hospital bed, but they are treated very differently by Medicare and can have a massive impact…

Need to make a pumpkin pie without eggs this year? This Eggless Pumpkin Pie is just perfect and turns out wonderfully! Eggless Pumpkin Pie Recipe After many years of allergies and intolerances, we were finally able to re-introduce eggs to our family this past year. Even though we can now eat eggs again without any trouble, we still have created some delicious egg-free recipes that we enjoy, including this amazing no-egg Pumpkin Pie. It’s also a great way to make a pie if your chickens aren’t laying eggs right now or you just want to make a pie an stick…

In This Article Worried that artificial intelligence (AI) will replace lower- and middle-income jobs, and only create wealth for business owners?  Billionaire Ray Dalio argues that AI is making the bottom 60% of Americans more dependent on the top 1% to keep the economy afloat. He notes that 60% of Americans can’t even read at a sixth-grade level—how could they hope to compete in our increasingly knowledge-based economy?  Early warning signs only fuel these fears. A worrying report by J.P. Morgan notes the high unemployment rate among recent college graduates and weak job growth in many white-collar careers that AI…

Bitcoin fell sharply after a sell-off of major U.S. stock indices. Bitcoin has been correlated closely to the price movement of the Nasdaq index.Luke MacGregor  | Bloomberg | Getty ImagesBitcoin tumbled as much as 6% early Friday, hovering just above its critical $80,000 support level at one point, as investors continued their flight from risk-on assets to more defensive plays. The largest cryptocurrency by market capitalization hit $80,548 at around 7:30 a.m. ET. The token’s plunge to that price — its lowest since April 11— marks a steepening of bitcoin’s decline following widespread cascading liquidations of highly leveraged crypto positions…

Key Takeaways Tech stocks slumped this week as investors’ skepticism about the AI rally overpowered another strong earnings report from Nvidia, though many experts are optimistic that earnings growth will bring investors back. Federal Reserve officials, meanwhile, are deeply divided about what to do at their policy meeting next month, adding uncertainty to an already anxious market. The stock market is in limbo. It could be there for a while. After weeks of softness in tech stocks, bulls were hoping a blowout earnings report from Nvidia (NVDA) would revive the faltering AI trade. They got strong earnings—but not the payout.…

KEY TAKEAWAYS About four in ten Social Security beneficiaries are still working, with the majority having a part-time job.Experts have said that Social Security benefits are not keeping pace with retirees’ rising expenses, leading many to cut their spending or return to work. While most Americans stop working and begin to live off their retirement savings and Social Security benefits—many still need to work to keep up with their expenses, a new report found. In 2022, approximately 40% of Social Security recipients worked at some point after claiming benefits, according to an analysis from the Center for Retirement Research at…

If enhanced premium tax credits under the Affordable Care Act (ACA) are allowed to expire at the end of the year, out-pocket premiums for 22 million enrollees that receive premium assistance will increase by an average of 114%, or $1,016 per person. Democrats have pushed for the enhanced tax credits to be extended, and a vote is expected on their proposal in December. There have also been some bipartisan negotiations and proposals to extend the tax credits for up to two years, with changes like a cap on who is eligible by income and efforts to address any fraudulent signups…

The TSA has made a few overhauls this year that travelers love. You can keep your shoes on. The new TSA family lanes speeds up security for families and individuals alike. But the latest airport rule change is more annoying than exciting.On Thursday, the agency announced a new $18 fee for passengers going through security without a REAL ID or an acceptable alternative.There’s no word yet on when travelers will start seeing the new fee, but the TSA said it will begin collecting it after it formally announces its new “alternative identity verification program” designed specifically for passengers without a…

The Anthropologie sale for Black Friday has started with 30% off almost everything site wide.  There are a ton of things on sale that never get discounted this deeply so this is a fantastic time to shop.   There are so many gifts that are perfect for a range of people.  I picked up a tumbler for my younger daughter and I have been waiting for this sale to grab the Phlur Strawberry Letter scent for my oldest.  It is normally $99 and I picked it up for $69 which is the absolute lowest I can get it.   The Gola sneakers…

NewEdge Advisors, the New Orleans-based RIA partnership platform owned by NewEdge Capital Group, has been seeding its W-2 employee advisor channel this year with plans to launch it more directly into the market in 2026.The move comes as NewEdge Advisors has seen interest from 1099 independent contractor advisors facing high valuations, both for recruiting or acquiring other RIAs, and for young advisors to buy equity stakes, said co-CEO Alex Goss.“Over the last four years, we really started to see some demand from our larger, faster growing teams to say, ‘we’re interested in this institutional capital world that’s becoming a bigger…