Author: troyashbacher

“We will not be downsizing our home, but we do have rental income of about $1,500 per month.”

(Image credit: Getty Images)For most of your career, saving pretax dollars in such accounts as a 401(k) or IRA has been a smart move. You got the upfront tax deduction, your money grew tax-deferred, and it felt like the right play year after year.But once retirement hits, that same strategy can become a double-edged sword. Suddenly, every dollar you withdraw is taxable income.If most of your nest egg is sitting in pretax accounts, you’ve effectively made an unspoken deal with your “silent partner,” Uncle Sam, to decide how much of your retirement he’ll own. From just $107.88 $24.99 for Kiplinger…

This week, I am thankful: that my terrible, horrible, no good, very-bad BSN class is DONE I have submitted my very last assignments, and I never have to do another speck of work for that class again.  YAYYYYY!!!! I survived!  I am so very relieved to be done.  that despite the suffering, I got an A In between the crash-outs, I did get good grades on my weekly projects. Plus, my little group and I actually got a 20/20 on our final project, and the professor asked if she could use our presentation as a sample for future classes. So,…

Don’t miss out on this prime time to maximize contributions to your retirement accounts, do Roth conversions and capture investment gains.

Note: The following is the testimony of Michael Christl, Research Fellow at TaxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. Foundation Europe, before the FISC Subcommittee on 11 December, 2025 for a hearing titled, “Taxation of Ultra-High-Net-Worth Individuals.” Dear Chair Tridico and Distinguished Members of the FISC Subcommittee, Thank you for the opportunity to discuss the taxation of ultra-high-net-worth individuals. My name is Michael Christl, and I am Research Fellow at Tax Foundation Europe. I’d like to start…

Last Updated: Dec. 10, 2025 at 7:08 p.m. ETFirst Published: Dec. 10, 2025 at 6:50 p.m. ETThe U.S. seized an oil tanker off the coast of Venezuela, President Donald Trump said Wednesday, in a move likely to ramp up tensions with the government of President Nicolas Maduro.“We’ve just seized a tanker on the coast of Venezuela, a large tanker, very large, largest one ever seized, actually,” Trump told reporters at the White House on Wednesday afternoon. “It was seized for a very good reason,” Trump added, though he provided no further details.

Chewy sees Autoship sales continuing to increase as a percentage of total sales, helped by growth in the Chewy+ subscription program.

Today’s episode tackles a wide mix of practical questions. We explore the pros and cons of unions for doctors, how to protect yourself from ACATS fraud, and what you need to know about vesting rules. We also dig into an asset allocation question, upcoming changes to HSA plans in 2026, and whether it makes sense to exchange a mutual fund for its ETF counterpart. It’s a packed episode with insights you can put to use right away. How Does Vesting Work? “Could you go into some detail about how vesting works? I’m a new attending, and my vesting period is…

The Federal Reserve logo is visible on the William McChesney Martin Jr. Building on December 9, 2025 in Washington, DC. Andrew Harnik | Getty Images News | Getty ImagesThe Federal Reserve still sees just one rate cut in 2026, unchanged from its last forecast about three months ago.The central bank’s so-called dot plot, which anonymously shows 19 individual members’ expectations, indicates a median estimate of 3.4% for the federal funds rate at the end of 2026, a quarter point lower than the current range between 3.5%-3.75%. The forecast is the same from its projection from last quarter.The Fed on Wednesday cut its key…

Last Updated: Dec. 10, 2025 at 8:20 p.m. ETFirst Published: Dec. 10, 2025 at 5:24 p.m. ETAdobe and its traditional software peers have spent much of the year battling the perception that they’re not moving fast enough to compete in the artificial-intelligence space as hype builds over the technology. The company’s earnings report on Wednesday was seemingly not enough to lift bleak sentiment.Adobe’s shares ADBE dipped 0.8% in the extended session on Wednesday after it reported fiscal fourth-quarter earnings results. Adobe’s shares are down more than 22% on the year.