Author: troyashbacher

This is a comparison of Wednesday’s Federal Open Market Committee statement with the one issued after the Fed’s previous policymaking meeting in October.Text removed from the October statement is in red with a horizontal line through the middle.Text appearing for the first time in the new statement is in red and underlined.Black text appears in both statements.Zoom In IconArrows pointing outwardsGet Morning Squawk directly in your inbox

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Last Updated: Dec. 10, 2025 at 8:22 p.m. ETFirst Published: Dec. 10, 2025 at 4:33 p.m. ETAn upbeat second-quarter earnings report from Oracle wasn’t enough to shake off the artificial-intelligence jitters that have crept into the stock.Oracle ORCL cleared the bar set by Wall Street on the most anticipated metric: remaining performance obligations, or the value of future contracts that have yet to be recognized as revenue. The software and cloud-computing company’s RPO was $523 billion for the December quarter, blowing past FactSet analyst consensus estimates of $502 billion and marking a 438% year-over-year increase in U.S. dollars.

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Federal Reserve Governor Stephen Miran speaks with CNBC during the Invest i America Forum on Oct. 15, 2025.CNBCThere were three dissenters from the Federal Reserve’s decision to lower the federal funds rate by a quarter percentage point on Wednesday, making it the most divisive the central bank has been in more than six years. Chicago Fed President Austan Goolsbee joined Kansas City Fed President Jeffrey Schmid in voting for no decrease. The newest member, Federal Reserve Governor Stephen Miran, again called for a half-point cut. It is the third dissent in a row for Miran, who called for a half-point…

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If you’re shopping for dividend stocks, it can be tempting to invest in the companies that pay the highest yields, but a high dividend yield isn’t always a good thing.A stock’s dividend yield is equal to its dividends per share over the last year, divided by its market price. So a high yield could mean that a stock is paying out a generous dividend, but it could also mean that its price has fallen a lot recently due to hardship. And if a dividend-paying company is really struggling — if it’s repeatedly coming up short of revenue expectations, racking up…

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One-year CD rates inched up as savings account rates dipped slightly. Top accounts remain competitive.The average high-yield savings APY is 3.84% (-0.01 percentage point from yesterday).The average 1-year high-yield CD APY is 3.78% (+0.01 percentage point from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.64% for one-year CDs.Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD…

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The student loan landscape will shift dramatically in 2026, and while many details are still being hammered out in rulemaking negotiations — or are being actively litigated in court — the broad outlines are becoming clearer for both current and future borrowers.The One Big, Beautiful Bill Act (OBBBA) laid out changes that won’t go into effect until July 1, 2026, such as major changes to repayment plans for federal loans, or newly enacted limits on loans for graduate school. Still, gaining an understanding now is important, as the changes will have major implications for borrowers. “So there’s sort of two…

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Outside the BoxA 50-year mortgage is a poor solution to America’s housing crisis. What’s needed are more homes.Last Updated: Dec. 10, 2025 at 6:23 p.m. ETFirst Published: Dec. 10, 2025 at 7:50 a.m. ETYoung Americans are struggling to get on the housing ladder. The median first-time buyer is now 40 years old and house prices are now higher, relative to income, than at any time since the peak of the mid-2000s housing boom. To buy these expensive houses, people must take out expensive mortgages — mortgage rates have doubled over the past three years, pushing many households across the country to spend…

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In This Article For the last few years, the narrative about the U.S. real estate market has been that homeowners are not moving. They are rate-locked and staying put.  That is no longer the case. The latest numbers from a Realtor.com analysis reveal that Americans are, in fact, moving in large numbers, possibly upending the playbook for real estate investors.  More homes mean more moves, and that is especially true in the Sunbelt, where the U.S. metros with the highest listing activity are in Texas, including Dallas, San Antonio, Austin, and Houston. The full list of metros with the highest…

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