Author: troyashbacher

If approved, the Nicholas Bitcoin and Treasuries AfterDark ETF would buy and sell bitcoin-linked financial instruments outside U.S. trading hours.

The student loan landscape will shift dramatically in 2026, and while many details are still being hammered out in rulemaking negotiations — or are being actively litigated in court — the broad outlines are becoming clearer for both current and future borrowers.The One Big, Beautiful Bill Act (OBBBA) laid out changes that won’t go into effect until July 1, 2026, such as major changes to repayment plans for federal loans, or newly enacted limits on loans for graduate school. Still, gaining an understanding now is important, as the changes will have major implications for borrowers. “So there’s sort of two…

Outside the BoxA 50-year mortgage is a poor solution to America’s housing crisis. What’s needed are more homes.Last Updated: Dec. 10, 2025 at 6:23 p.m. ETFirst Published: Dec. 10, 2025 at 7:50 a.m. ETYoung Americans are struggling to get on the housing ladder. The median first-time buyer is now 40 years old and house prices are now higher, relative to income, than at any time since the peak of the mid-2000s housing boom. To buy these expensive houses, people must take out expensive mortgages — mortgage rates have doubled over the past three years, pushing many households across the country to spend…

In This Article For the last few years, the narrative about the U.S. real estate market has been that homeowners are not moving. They are rate-locked and staying put.  That is no longer the case. The latest numbers from a Realtor.com analysis reveal that Americans are, in fact, moving in large numbers, possibly upending the playbook for real estate investors.  More homes mean more moves, and that is especially true in the Sunbelt, where the U.S. metros with the highest listing activity are in Texas, including Dallas, San Antonio, Austin, and Houston. The full list of metros with the highest…

Federal Reserve Chair Jerome Powell speaks during a press conference following the Federal Open Markets Committee meeting at the Federal Reserve on December 10, 2025 in Washington, DC.Chip Somodevilla | Getty ImagesThe Federal Reserve on Wednesday approved a much-anticipated quarter percentage point interest rate cut at a meeting that was packed with intrigue and surprises. Here’s a look at five top takeaways:The hawkish cut is real — kind of. Wall Street had been anticipating the Fed would deliver a strong dose of caution along with the cut, with a warning that the bar was high for additional easing. Markets, though,…

(Image credit: Getty Images)The oldest of the three main U.S. equity indexes opened higher and held its ground all the way through a widely expected rate-cut announcement, Fed Chair Jerome Powell’s press conference and the closing bell on Wednesday. The S&P 500 and the Nasdaq Composite were up and down throughout Fed Day but also surged on what many market participants may see as a “Goldilocks” scenario unfolding for the economy.After a third-quarter-point reduction since September, the target range for the federal funds rate is now 3.50% to 3.75%. According to Louis Navellier of Navellier & Associates, the latest move…

Borrowers will cheer the news of a Fed rate cut to end 2025 when lenders respond by lowering their own rates. Savers, not so much. The Fed opted for a 25-basis-point cut, bringing the federal funds rate down to 3.50% to 3.75%. The cut, made on Dec. 10 by the Federal Open Market Committee, was widely expected. The rate decision arrives in the wake of the federal government shutdown, which halted agency data collection. Reports were postponed or skipped altogether, meaning that the Fed didn’t have a full picture of the economy when making its decision. In this meeting —…

As more and more shoppers turn to Walmart for both everyday essentials and their holiday shopping, you might be wondering whether you can really get gift-worthy items from the budget-friendly retailer. The answer is, you absolutely can.The retailer has taken big steps over the last couple of years to revamp its fashion selection and bring in more premium brands in a bid to get wealthy shoppers to shop at Walmart.Walmart is an especially great place to shop for all the little ones in your life. From the top trending toys for toddlers and kids to the most coveted brands for…

When you turn 65 and transition to Medicare, what sort of health coverage is available for your family? You’re not the first person to have this question. Most people are accustomed to health coverage – often provided by an employer – that covers the whole family under one policy. But Medicare only provides individual coverage. (Even if two spouses are both enrolled in Medicare, they each have their own individual plan.) That means your family will need separate coverage, as you can’t add them to your Medicare policy. The good news is that coverage is available to meet your family’s…

In This Article Foreclosure auctions rose while buyer demand and pricing cooled in Q3 2025. Below, we’ll take a look at six key charts and buyer quotes to get a sense of today’s foreclosure market, what’s going on at auction, and extra tidbits to help guide your next bid. Foreclosure auction volume increased while pricing softened in Q3 2025, according to the latest Auction Market Dispatch, published by Auction.com. That combo is creating more chances to buy—if you underwrite conservatively and stay selective. Here are six must-see charts and auction buyer insights. What Changed For Investors This Quarter? Distressed supply…