Author: troyashbacher

Outside the BoxTo guarantee Americans the medication they need, the U.S. must stop relying on China and IndiaLast Updated: Dec. 10, 2025 at 3:08 p.m. ETFirst Published: Dec. 10, 2025 at 8:05 a.m. ETThe U.S. is facing a healthcare crisis most Americans aren’t aware of — a dangerous, growing dependence on foreign nations to supply essential daily medicines.Currently 90% of Americans’ everyday medications and prescription drugs are now imported. More than 80% of the active pharmaceutical ingredients in generic drugs are produced overseas — mostly in China and India. This has led to a situation where U.S. hospitals currently face chronic shortages…

The room sprays at Bath and Body Works are on sale for $3.25 today.  This seems to be the lowest price these go so it is a great time to stock up.  There are a ton of holiday scents to choose from- a few of the super popular fall scents like Leaves- and the standard scents that can be used year round.  These are very concentrated and pack a strong scent that does linger.  I have one of these in my travel bag for hotel rooms, my older daughter keeps one in her car.   These are great stocking stuffers or…

On Dec. 10, the Federal Reserve voted to lower the federal funds rate by 25 basis points. A basis point is one one-hundredth of a percentage point. Mortgage lenders had been expecting a cut, and mortgage rates had fallen in the weeks ahead of the meeting.This move was largely predicted by analysts, despite tensions among central bankers. Still, the path to cutting was not unanimous or obvious. While some committee members, like New York Fed President John C. Williams, had publicly voiced support for a cut, others, including Chicago Fed President Austan Goolsbee, raised concerns about inflation. One reason for…

A  Federal Reserve split over where its priorities should lie cut its key interest rate Wednesday, but signaled a tougher road ahead for further reductions.Fulfilling expectations of a “hawkish cut,” the central bank’s Federal Open Market Committee lowered its key overnight borrowing rate by a quarter percentage point, putting it in a range between 3.5%-3.75%.However, the move carried caution flags about where policy is headed from here and featured “no” votes from three members, which hasn’t happened since September 2019.The 9-3 vote again featured hawkish and dovish dissents – Governor Stephen Miran favored a steeper half-point reduction while regional presidents…

Hollister has sweatshirts and sweatpants on sale for $29 right now.  This is mostly the plain options although there are just a few of the graphic sweatshirts that are on sale.  Hollister is known for really great basics and the hoodies are probably the most popular option so this is actually a great time to grab staples for teens and young adults.  I noticed there are only a few options in the women’s section on sale.   It looks like there are a few jeans options also included in the $29 sale.   I couldn’t find any stacking codes that work with…

In This Article This article is presented by RentRedi. There’s a big difference between working in and on your business. When you bought your first rental property, doing everything yourself probably felt right. You knew the tenants, collected rent, patched the drywall, and scheduled the pest control.  Being a self-managing landlord is no joke, and it’s definitely not for everyone. If you’re constantly texting tenants, manually tracking rent payments, and spending your weekends fixing leaky toilets, you start feeling like you’re being spread too thin. Instead of growing your cash flow, you might be just trying to survive the week.…

Three lessons in unretirement.

SoFi Bank’s latest card launch may be welcome news for those who make frequent supermarket sweeps.The new $0-annual-fee SoFi Smart Card earns an uncapped 5% cash back at grocery stores, which is among the best rates on the market in one of the biggest spending categories for many shoppers. Technically, you earn 5 SoFi “reward points” per $1, but those points are worth 1 cent each. Redemption options include a deposit into a SoFi checking and savings account, a statement credit, or as payment toward any SoFi loans. However, there are some caveats to be aware of: Because it’s a…

Published: Dec. 10, 2025 at 11:39 a.m. ETEnthusiasm for custom chips made by Broadcom has been sweeping Wall Street going into the company’s earnings report on Thursday, and some analysts are keeping an upbeat outlook for its next few years.The custom-chip maker’s stock AVGO has gained in recent weeks after Alphabet’s Google GOOGL GOOG unveiled its latest Gemini 3 artificial-intelligence model, which was trained with and runs on its in-house tensor processing units, or TPUs. Google and Broadcom have worked together on the product for about a decade. TPUs are one type of application-specific integrated circuit, or ASIC, that Broadcom develops…

We know you’ve been thinking about it. Dreaming about it. Talking to your spouse, friends, and family about it. Take our advice: don’t do it…yet.Obviously, we’re talking about the one thing every real estate investor is after: quitting your job. It’s the goal of every rental property owner to have enough real estate cash flow to pay for your life, tell your boss it’s over, and walk out the door, fading away into the sunset.But quitting your job for rentals could add years to your financial freedom timeline, limit your ability to scale your real estate portfolio, and force you…