Author: troyashbacher

VOLUME 34 November 13, 2025 Summary This volume examines recent policy changes and proposals related to social media platforms and artificial intelligence (AI) that may affect online health information and explores contradictory studies on COVID-19 vaccines and cancer. Additionally, it shares other updates relevant to health communicators, including ACOG guidance on contraceptive misinformation, an alternative to the CDC’s MMWR, and the Texas AG’s lawsuit against Kenvue and Johnson & Johnson over Tylenol use during pregnancy. Lastly, it highlights a release from a recent KFF Tracking Poll, which finds that use of health care apps or websites to manage health care…

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(Image credit: Getty Images)A quality cell phone plan can help older adults stay connected with loved ones, access important information on the go and call for help in an emergency, making it an important safety precaution as well as a modern necessity.With the Mint Mobile 55+ plan, you can get unlimited talk and text and 5 GB of data for just $15 per month. The plan runs on T-Mobile’s nationwide network and offers key benefits like free scam protection and international calling.Before you sign up, we’ll help you review your phone habits and data usage and walk you through the…

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High-yield savings account and one-year CD rates were unchanged from yesterday. Top accounts remain competitive.The average high-yield savings APY is 3.89% (unchanged from yesterday).The average 1-year high-yield CD APY is 3.78% (unchanged from yesterday).How high-yield averages are calculatedThe national average rates are 0.40% for savings accounts and 1.68% for one-year CDs.Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but broader shifts to the entire savings landscape tend to be gradual. If you’re shopping for a better yield, compare savings accounts side-by-side and consider locking some funds in a CD if you want to…

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Key Takeaways Wholesale turkey prices have surged about 40% because of avian flu, but retailers are still offering deep discounts on turkeys. Despite the rise in turkey prices, overall Thanksgiving meal costs are expected to be 2% to 3% lower than last year, especially for shoppers who choose store brands. This Thanksgiving, you might have to splurge a bit more on the turkey, but you can still buy the rest of your meal on a budget. A recent analysis from the American Farm Bureau Federation, an agricultural industry group, found that wholesale turkey prices have increased about 40% from last…

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The IRS announced the 2026 benefit and contribution limits for qualified retirement plans, including contribution limits for Sec. 401(k) plans and individual retirement arrangements (IRAs) Thursday, increasing the limit for 401(k) plans by $1,000. Notice 2025-67 includes updates to dollar limits for a range of qualified retirement plans and accounts, including traditional and Roth IRAs. The amount that individuals can contribute to 401(k) plans will increase to $24,500 in 2026, up from $23,500 in 2025. The new amount also applies to Sec. 403(b) and most Sec. 457 plans, as well as the federal government’s Thrift Savings Plan. The limit on annual…

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When a person passes away, their estate often has to pass through the probate process. A person’s estate is made up of the assets and liabilities they accumulated during their lifetime. During probate the administration, all property is inventoried and eventually, distributed to the beneficiaries named in a will or according to the intestacy laws in Florida. Many people try to avoid probate because the process can be costly and time-consuming. So, how long can you expect probate to take? Simple estates may require just a few months of probate.  However, a majority of estate take at least one year,…

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Dave:President Trump has floated the idea of a 50 year mortgage. This could reduce monthly mortgage payments by hundreds of dollars per month for the average homeowner or investor, but at the same time, it would nearly double the amount of interest you pay over the lifetime of the loan. So would you take on a 50 year mortgage today? I’m gonna help you understand everything you need to know about this proposed new loan product and give you my take on whether the 50 year mortgage could make sense for real estate investors. Hey everyone. Welcome to On the…

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As the leaves turn golden across the Midwest this fall, many Americans are thinking about their financial futures, especially when it comes to buying a home.With housing prices still high in places like Minnesota and beyond, interesting ideas are popping up to make homeownership more accessible. One such idea making waves is the proposed 50-year mortgage from President Trump’s administration.If you’re like me—a fan of steady, low-risk index investing— you’re probably approaching this with caution. Longer debt terms can seem appealing for lower monthly payments, but they come with risks worth considering carefully.In this article, we’ll dive into the details…

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Subscribe Now: Apple Podcasts / Spotify / PlayerFM Investors can’t help but feel like the stock market might be riding on the thin skin of a bubble, but the facts will tell us that even if we are, it doesn’t mean we should not expect more strong returns based on trends and price action. Carson Wealth’s Ryan Detrick and Sonu Varghese join the show to help up separate how we feel, and what’s really happening inside market dynamics. Plus, is AI too big to fail? The financial media has been pounding that drum given the hundreds of billions of dollars…

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