Author: troyashbacher

Published: Dec. 9, 2025 at 6:14 p.m. ETAs bitcoin edged higher Tuesday, Standard Chartered said it now expects the cryptocurrency to end the year higher at $100,000. That’s still a halving of its previous year-end target of $200,000, which was issued in June 2024.The bank also halved its bitcoin forecast for year-end 2026 to $150,000, from $300,000, and lowered its year-end projections through 2029. But it still expects bitcoin BTCUSD can reach $500,000 in 2030, according to a Tuesday note by Geoff Kendrick, global head of digital-assets research at Standard Chartered.

The One Big Beautiful Bill Act (OBBBA) is clearly a big taxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. cut; in fact, it is the 6th largest since 1940, measured as a share of the economy. It also comes at a time of big, unprecedented, and unsustainable deficits and debt. While lawmakers limited the fiscal cost of the OBBBA by including provisions that reduce spending and boost economic growth, the net effect is higher deficits and debt, putting…

These Ugg slippers would be a great last minute gift for a man in your life. These look so soft and warm and they should last for a very long time.  You can choose from black at this price or brown.  There are a lot of comments that these shoes run small so it sounds like you might consider sizing up.   This is a very good price and won’t last long. I can see these on sale at Macy’s right now for $45 and DSW for $65. Click here to shop. 

The Federal Reserve is poised to deliver its third straight interest rate cut Wednesday, while simultaneously firing a warning shot about what’s ahead.Following a period of remarkable indecision about which way central bank policymakers would lean, markets have settled on a quarter percentage point reduction. If that’s the case, it will take the Fed’s key interest rate down to a range of 3.5%-3.75%.However, there are complications.The rate-setting Federal Open Market Committee is split between members who favor cuts as a way to head off further weakness in the labor market against those who think easing has gone far enough and…

The Inflation Reduction Act, enacted in 2022, has been phasing in various changes to Medicare drug coverage – mostly Part D, but also Part B, as discussed below. Here’s where enrollees are most likely to see their costs and benefits affected by the IRA: Part D out-of-pocket costs capped One of the most highly anticipated IRA improvements took effect in 2025: A $2,000 cap on out-of-pocket costs under Medicare Part D (including stand-alone Part D plans and Part D coverage integrated with Medicare Advantage plans), which is indexed in subsequent years. (For 2026, the cap is $2,100.) The cap includes…

There is a new round of sales from Ulta for the week.  This week they are offering:  Clinique Foundation, Concealer and Powder 20% off IT Skincare Products 30% off  Premium Cleansers for $15 including Tula, Peter Thomas Roth, Peach & Lily, Philosophy and more…. Maybelline Cosmetics 30% off It’s A 10 Haircare 30% off  Ulta Beauty Collection Lip Items 40% off L’Oreal Cosmetics mascara 30% off Curly Haircare Products 30% off Milani Face Cosmetics 20% off Sacheu Cosmetics 25% off Ouidad Haircare 30% off Method body wash, lotion and hair mist 30% off  There are two coupon codes available right…

(Image credit: Getty Images)Stocks were choppy Tuesday, with market participants in wait-and-see mode ahead of tomorrow’s policy announcement from the Federal Reserve. With the central bank widely expected to cut interest rates again, rate-sensitive small caps outperformed and the Russell 2000 hit a new intraday high.The small-cap benchmark fell short of a new record close, though, gaining 0.2% to 2,526. The tech-heavy Nasdaq Composite (+0.1% at 23,576) also finished in positive territory, while the broader S&P 500 (-0.09% at 6,840) and the blue-chip Dow Jones Industrial Average (-0.4% at 47,560) ended in the red.The Fed will wrap up its final…

The IRS provided guidance Tuesday on new tax benefits for health savings accounts (HSAs) that include allowing bronze and catastrophic plans to be considered HSA-compatible under Sec. 223. The changes, which were part of H.R. 1, P.L. 119-21, commonly known as the One Big Beautiful Bill Act, generally expand the availability of HSAs under Sec. 223 and were outlined in Notice 2026-05. Sec. 223 allows an eligible individual to establish an HSA, which is a tax-exempt trust or custodial account that can receive tax-favored contributions by or on behalf of the individual. The individual then can use those contributions on…

There is a great deal on Otterbox iphone cases and accessories today from Target.  You can save 50% off phone cases, ipad cases. Apple watch bands, airpod cases, screen protectors and more.  There are options for Samsung or Apple and there are a ton of styles and colors.  These are super premium cases and the price is roughly $19.99 today with discount.  If you have a teen this would be a great stocking stuffer.  If you have children that are getting iPads for Christmas, this is also a great option to keep the device safe.   The sale is today only. …

Planning for retirement usually starts off simple — plugging numbers into a retirement calculator only takes a few minutes — but can quickly grow more complex depending on your assets and financial situation. What is a retirement financial planner? A retirement financial planner is a financial advisor who specializes in helping clients plan for retirement. Specifically, retirement financial planners can help people create a retirement savings and investment strategy prior to retirement. Closer to and during retirement, the focus may shift toward figuring out a withdrawal plan while also accounting for other factors, such as Social Security, Medicare, and required…