Author: troyashbacher

Mortgage rates are a little bit lower, but could drop more on the strength of Thursday’s inflation data.The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.06% APR, according to rates provided to NerdWallet by Zillow. This is two basis points lower than yesterday and 13 basis points lower than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.Thursday morning the Bureau of Labor Statistics released November’s Consumer Price Index. Markets anticipated that this could be an especially bad report, with a 3.1% rate of inflation.…

“Our current salary combined is $210,000.”

Can fixed-rate taxA tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. policies, minimum price laws, and prohibitions encourage more dangerous behavior? Yes, they can, and these ramifications have important implications for tax policy and design. In economics, the third law of demand—sometimes referred to as the Alchian and Allen theorem—claims that adding a fixed per‑unit cost (such as a transportation cost, tax, or handling fee) to two substitute goods increases the relative consumption of the higher‑quality (higher‑priced) good. This…

In This Article To get paid, trade the palm trees for parkas. That’s the resounding message emanating from Realtor.com’s top housing markets for 2026 forecast. The number crunchers at the listings site analyzed the data and concluded that the top-performing real estate markets next year will be clustered in the Northeast, in smaller, generally affordable metros, where the drop in temperature—compared to the formerly red-hot Sunbelt—is matched only by the comparative drop in prices. Cities such as Hartford, Connecticut (expected 17% price growth); Rochester, New York (15.5%); and Worcester, Massachusetts (15%), as well as traditionally affordable Midwestern cities such as…

Published: Dec. 19, 2025 at 11:46 a.m. ETParents with adult children might be planning to leave behind significant sums as part of their estates. But maybe they should consider giving money to the next generation earlier. The money could be far more helpful when the adult children are buying homes or facing other major expenses than it would be when the children themselves are nearing retirement age.Charles Passy explained how to take a balanced approach when considering giving money to your adult children.

Published: Dec. 19, 2025 at 10:45 a.m. ETThe White House is getting ready to announce more deals with drugmakers aimed at lowering drug prices. Karoline Leavitt, the White House press secretary, wrote on X that the deals will be made public on Friday at 1 p.m. Eastern time. She did not disclose which companies are involved in this announcement.

Retirement is the perfect time to explore the world. You have worked hard for decades, and now you finally have the freedom to visit the destinations you have always dreamed of seeing. Whether you are planning a river cruise in Europe or a relaxing beach vacation in the Caribbean, travel is likely on your agenda.Find Medicare Plans in 3 Easy StepsLet us help you navigate your Medicare journey However, before you pack your bags, it is essential to understand how your health insurance travels with you. Many beneficiaries are surprised to learn that Original Medicare provides almost no coverage outside…

When the team that is now the Chicago Bears took up residence in Chicago in 1921 after a brief stint in Decatur, their NFL-precursor American Professional Football Association rivals included the Green Bay Packers and the then-local Racine Street Cardinals (later of St. Louis and now of Arizona), but also such forgotten franchises as the Dayton Triangles, the Tonawanda Kardex, the Hammond Pros, the Pottsville Maroons, and the Evansville Crimson Giants. The Staleys, as they were known before rechristening themselves the Bears (they perceived themselves as bigger than baseball’s existing Chicago Cubs), have been in Chicago ever since. At least…

We’ve all come across that property—the one with the irresistibly low price in the bad area of town. The numbers make it look like a home-run real estate deal, but are there too many red flags to ignore? We’ll show you exactly what to do when analyzing this type of rental property!Welcome back to another Rookie Reply! We’ve pulled three new questions from the BiggerPockets Forums, and first up, an investor wants to know whether or not they need an umbrella policy for their property. Tune in as Ashley and Tony share their thoughts on insurance, LLCs, and a range…

“I am 55 and my former spouse is 67.”