Author: troyashbacher

Holiday decorations and deals are already hitting shelves — and your inbox. Are you ready?Maybe this season is your Super Bowl. Or maybe you’re more of a “I’ll get deals if I see ’em” person.We used AI to create a quiz based on articles written by our Nerdy experts. Take it to find out your holiday shopping personality. About a third of holiday shoppers (31%) in a recent NerdWallet survey say they plan their holiday purchases in advance so they can monitor them continuously for sales before purchasing.We know some people like that. Our Nerds took the holiday shopping quiz,…

The record-setting government shutdown appears on course to conclude in a matter of days.

There are a series of early Black Friday deals from Ulta available and I have been underwhelmed with the majority of the sales.  I did want to mention this one though, 40% off select hair care items.  It looks like Paul Mitchell, Biolage, Sebastian, Nexxus and several other brands.  This might be worth checking out if you need stylers, shampoo etc..  Click here to take a look.

Key Takeaways Feelings of inadequacy can lead to lifestyle creep, overspending, or decision-making based on incomplete information about others’ finances. We’re wired to compare ourselves to others, but when used effectively, it can motivate (instead of paralyze) our financial progress. Highlight reels on social media rarely show the debt, trade-offs, or sacrifices that happen behind the scenes, leading to distorted perceptions of someone’s financial reality. Comparing savings habits, debt management, or investment consistency is far healthier than comparing possessions or lifestyles. Whether you’re swapping stories at a neighborhood barbecue or scrolling through social media, there’s a natural tendency to compare…

Stephen Miran, governor of the US Federal Reserve, at the Nomura Research Forum during the International Monetary Fund (IMF) and World Bank Fall meetings in Washington, DC, US, on Wednesday, Oct. 15, 2025. Samuel Corum | Bloomberg | Getty ImagesFederal Reserve Governor Stephen Miran on Monday advocated for further interest rate cuts as a way stave off a potential economic softening ahead.In a CNBC interview, the central bank official held to his belief that the Fed should be moving at an even more rapid pace than its traditional quarter percentage point reductions.He advocated, as he has at the previous two…

Key Takeaways Bullish bitcoin price targets for the year-end range from $120,000 to $200,000, suggesting upside, with analysts saying the worst of October’s derivatives-linked rout in crypto markets is in the rearview mirror.Crypto-linked stocks Coinbase Global and Robinhood got a lift Monday, while MicroStrategy is flat. The price of bitcoin is edging upward again. Its latest slide hasn’t scared off the bulls, who are out with new upbeat targets as the coin tests a recovery. The price of the world’s most well-known cryptocurrency may soon return to previous highs, Wall Street analysts say. Their 2025 outlooks for bitcoin (BTCUSD) range…

If you dabbled in buying or selling cryptocurrency, NFTs (non-fungible tokens), or other digital assets during 2025, you might notice a new crypto tax form showing up in your inbox for the upcoming tax year: Form 1099-DA. This new form from the IRS was designed to make digital asset reporting clearer for both taxpayers and digital asset brokers. Don’t let the prospect of yet another new tax form scare you, though. TaxAct® can help you report your 1099-DA income correctly this tax season. Let’s break down what this tax form means, who gets it, and how to handle it when…

Mission Lane is a financial technology company (aka “fintech”) that offers three credit cards for varying credit profiles. Regardless of where you are in your credit journey, there might be an option for you, especially since the company can opt to consider factors beyond just traditional credit scores. The Secured Visa, for establishing credit. The Green Line Visa, for “fair-to-good” credit.The Silver Line Visa, for “better” credit.These cards have varying terms, offerings and issuers. Some cards are issued by Transportation Alliance Bank (TAB), and one is issued by WebBank. At the highest tier, the Silver Line Visa offers rewards, and at…

In This Article Americans are tired of worrying about interest rates. That could help explain why over 40% of American homeowners are mortgage-free—the highest figure on record, according to ResiClub’s analysis of census data, as reported in the New York Post.  However, it’s not a strategic investment strategy. Rather, it’s because Americans are getting older and have gradually paid down their 30-year loans.  Despite that, the growing number of paid-off homes could have far-reaching ramifications for the housing industry, including real estate investors. Mortgage-Free America: The New Reality As the baby boomer generation nears retirement, many have paid off their…

Loft has a ton of lovely sweaters for women on sale today for $25 with free shipping.  We have a seen a few 50% off sales for Loft but this is actually a better price as many of these sweaters are marked at $65.   There are short sleeve, cardigan, fair isle, Christmas themed, some dressier styles for the holidays and more.  You can see all the options available by clicking here.