Author: troyashbacher

Target has another early deal I wanted to mention- this one ends today (11/8).  You can save 50% off select art kits and pen sets.  There are Sharpie sets, Papermate Flair, gel pen sets and more.  This set with Zebra highlighters and pens is on sale for $14.99.  This would be great for a student taking notes by hand or someone that likes paper planners and lists, journaling etc..  There are also some really cool art kits like an airbrush tool, paint sets, light boards and more and it looks like those also qualify for the 25% off one book…

Question: I’m 61 with a $950,000 401(k) and need $50,000 for home repairs. Should I borrow given today’s rates or take a 401(k) withdrawal?Answer: The nice thing about owning a home is getting to build equity in a place that’s yours. Eventually, that could mean cashing in that equity to improve your financial life, or simply enjoying the stability of staying put as long as you keep up with your mortgage payments and property taxes.The downside of owning a home, though, is that expensive repairs can arise when you least expect them. From just $107.88 $24.99 for Kiplinger Personal Finance…

Key Takeaways Warren Buffett made his first stock purchase at age 11. You might set a different target for your child: when they earn their first paycheck. Buffett’s favorite holding period is “forever.” That means buying quality companies and waiting patiently through market ups and downs to let compounding work its magic. Warren Buffett, the “Oracle of Omaha,” made his first stock purchase when he was just 11 years old. Today, his net worth stands at over $140 billion. While most young investors won’t match those gains, Buffett’s core advice remains very straightforward: start early, stay patient, and only invest…

As a financial adviser, I’ve seen countless women experience significant life transitions. Planning for contingencies makes such experiences easier to navigate.Take Mary, for example. After 30 years of marriage, she went through a contentious divorce in which her husband, who had managed the household finances, assured her she would “be taken care of.”But Mary had little insight into their wealth and just wanted financial security. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing,…

Edward Jones is introducing a new limited partnership structure for advisors and plans to raise $1.25 billion in the offering next year, marking the largest capital raise of this kind in the firm’s history.The offering points towards a future when “limited partners will own a majority stake” in Edward Jones, according to an email to Edward Jones employees viewed by WealthManagement.com.“In a move to strengthen long-term growth and reward contributions to the success of the firm, Edward Jones plans to expand associate participation in the firm’s capital structure and recognize high-impact contributions across the organization,” a company spokesperson said. “Modernizing our…

If you’re traveling in the next few days, you’ll want to keep a close eye on your itineraries as airlines have been directed to cut flights at major airports across the country.Due to the government shutdown, the Federal Aviation Administration has issued a directive to reduce the number of flights by 10% in 40 of the nation’s busiest airports starting Friday, Nov. 7, 2025. The move is intended to alleviate air traffic volume and maintain safety as air traffic controllers — who are working without a paycheck during the longest shutdown in U.S. history — are calling out in higher numbers than usual.While the…

Planning a trip abroad is exciting — but it also comes with financial considerations.With travel costs on the rise, especially for in-demand destinations, building a financial plan in advance can help you stay on budget and reduce stress.Here are four key strategies to consider when planning an international trip. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more – straight to your e-mail. Profit and prosper with the…

“I can just barely handle my expenses with a mortgage payment of $984 and an income of $3,800.”

Dave Ramsey’s Zero-Based Budget For Families – Penny Pinchin’ Mom Facebook Pinterest Twitter

Alibaba-backed Chinese startup Moonshot has launched one of the more popular generative AI chatbots called Kimi.Sopa Images | Lightrocket | Getty ImagesChinese startup Moonshot on Thursday released its latest generative artificial intelligence model which claims to beat OpenAI’s ChatGPT in “agentic” capabilities — or understanding what a user wants without explicit step-by-step instructions.The model, called “Kimi K2 Thinking,” builds on the K2 model released in July by Beijing-based Moonshot, which is backed by Alibaba.The update comes as Nvidia CEO Jensen Huang this week again urged the U.S. to press ahead in a race against Chinese-developed AI. Some major U.S. companies such as…