Author: troyashbacher

The Working Families Tax Cut Act introduced a new type of savings account called Trump Accounts. These investment-style savings accounts are designed to help American families build long-term savings for their children’s future using after-tax contributions, with a little bit of help from the federal government. Since these accounts are new, taxpayers have a lot of questions about how they work and what makes them different from other savings vehicles like Baby Bonds, traditional IRAs, and 529 plans. Here’s what you need to know. What is a Trump Account? Trump Accounts are a new type of savings account designed for…

If you’re not careful, the fees that come with using a checking account can add up quickly.Getting cash from an out-of-network ATM costs more than ever. Average total ATM fees, including both the charge from your own bank as well as from the ATM’s operator, are at a record high of $4.86, according to a recent Bankrate survey.The average minimum balance required to avoid a monthly maintenance fee on an interest-bearing checking account has reached an all-time high, too. Customers have to keep $10,705 in their accounts to sidestep a fee of $15.65, on average. From just $107.88 $24.99 for…

Key Takeaways Healthcare stocks have substantially outperformed the broader market this month as AI bubble concerns have weighed on tech stocks.Professional fund managers are more bullish on healthcare than they’ve been since December 2022, according to a recent Bank of America survey. November’s Wall Street obsession hasn’t been AI. It’s been healthcare. The S&P 500’s Health Care Index has risen 5% so far this month, handily outpacing the broader market, which is down more than 4%. Tech, meanwhile, has fallen more than 8% since the start of the month, making it the S&P 500’s worst-performing sector over that time.  Pharmaceutical…

Published: Nov. 21, 2025 at 10:18 a.m. ETThe U.S. economy grew in November at the fastest pace in four months, new surveys showed, and businesses turned more optimistic about the future after the end of the government shutdown.S&P Global said its flash index of service companies, which employ most Americans, rose slightly to a four-month high of 55.0 in November.

Introduction Since 1980, the U.S. has had a formal system for admitting refugees and asylees—individuals and their families who are unable to return to their country of nationality due to a well-founded fear of persecution for certain protected reasons. The right to seek asylum is rooted in international law, and the system reflects the U.S.’s longstanding inclusion of humanitarian protection as a core principle of immigration law. Refugees and asylees are generally fleeing from unsafe conditions and arrive to the U.S. with few to no resources, with many facing traumatic experiences in their countries of origin and/or during their journey…

Piotr Swat | SOPA Images | Lightrocket | Getty ImagesRobinhood shares are heading for a brutal weekly loss as the once-red-hot trades in bitcoin and AI stocks that powered its growth lose momentum.Shares of the trading platform slid 10.1% on Thursday, extending a sharp decline that has pushed the stock down 13.3% for the week. The slump has erased more than 27% of Robinhood’s value so far in November, a dramatic pullback after a strong run earlier this year. The stock is slightly higher in premarket trading Friday.The latest slide reflects a sharp reversal in the risk-hungry investment activity Robinhood…

People knock real estate for being slow and tedious, but slow and steady might be exactly what the doctor ordered to build tremendous wealth long term. With stocks doing well for so long, you’d think most people would be far better off investing in stocks than in real estate, right? Just look at the chart below comparing the returns of the S&P 500 to the U.S. median home price. It certainly appears that stocks are the far more lucrative choice since 1995. Found the most bullish stocks > real estate I could find However, after doing my free financial review…

The Medicube skincare is on big sale today with Amazon early deals.  You can save between 15-65% off on a bunch of products.  The pads are typically what I see from this brand and these pore pads are 51% off.  A lot of these products would be great for stocking stuffers for teens and preteens or stock up for yourself at a big discount. Click here to see all the items included in the sale.

RIAs’ ETF adoption continued to expand across investment categories, issuers and funds in the third quarter of 2025, according to the RIA ETF Trends report from AdvizorPro.Advisors stepped up the pace at which they added new ETFs compared to previous quarters, AdvizorPro found. Almost 59% of RIAs added new funds to their portfolios during the quarter, up from 57.8% the quarter prior. In contrast, only 18.6% decreased their ETF counts. RIAs’ average number of ETFs rose to 72.7 funds up from 69.9.Advisors added an average of 17.54% more ETFs relative to their previous holdings during the quarter, and withdrew from…

A Reddit user recently posited that it’s better to use a credit card to make purchases than cash or debit cards. With a credit card, the poster wrote, you can enjoy cash back or rewards, which you don’t get with cash or debit cards. Respondents were quick to point out that credit card usage isn’t so cut and dry for everyone. Sure, using a credit card works well for people who pay off the balance in full each month, but not everyone does that. And if they don’t, they might have to face interest and fees. As we approach the…