Author: troyashbacher

Key Takeaways Mortgage rates recently hit an almost 13-month low before inching higher again, currently averaging 6.48% nationwide.The latest data show Kentucky with the lowest rates, while mortgages were priciest in Hawaii. Our map shows the average in every state.Because rate timing is tough to predict, buyers are often better off purchasing when they’re ready and the right home comes along. While mortgage rates generally move in the same direction nationwide, some states average slightly higher or lower than others. The states with the lowest 30-year fixed mortgage rates are currently Kentucky, New York, North Carolina, Louisiana, California, and New…

We’ve got some interesting AI headlines this month that appear to be the real beginning of a broader transformation of our industry. In addition, marketing is a hot topic because organic growth continues to be a big challenge we need to overcome. Here are our five WealthTech headlines for October:Industry veterans, Eric Clark, Brian McLaughlin, Mike Wilson and Mustapha Baassiri (all former executives from well-known industry firms), launched a new AI-powered platform to provide asset managers and advisors personalized, compliant, and timely client communications at scale. Organic growth is a critical focus point for the industry going into 2026, but…

Mortgage rates fell for three straight weeks in the lead-up to the Federal Reserve’s Oct. 28-29 meeting, but now APRs have begun to reverse course. As new employment data shows a strengthening labor market, the average rate on a 30-year fixed-rate mortgage rose 17 basis points to 6.18% APR in the week ending Nov. 6, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.The Fed’s decision to lower the federal funds rate last week was widely expected by the time the announcement came, with several members of the Federal Open Market…

To help you understand the trends surrounding AI and other new technologies and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You’ll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…It’s not easy to make sense of the artificial intelligence arms race. Astronomical sums are being spent on building AI data centers, with circular financing deals…

How Does The Reverse Budget Method To Pay Yourself First Work? – Penny Pinchin’ Mom Facebook Pinterest Twitter

It all started sixteen years and $50,000 ago. I needed an excuse to get my infant daughter to sleep and couldn’t admit complete failure by driving around aimlessly.So I strapped her into the car seat, hopped in the SUV, and hit the Starbucks drive-thru. I’m a new mom — who doesn’t need caffeine? And if she falls asleep…She was conked out by the time I had my drink in hand, and I spent the rest of her nap in the driveway, working in my car. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK…

The Victoria’s Secret robes are on sale again for $35. You can choose from four color options. These are fabulous gifts and a lovely treat for yourself for the cooler weather. The regular price is $69 on these. Click here to pick one up. The post Victoria’s Secret Robes $35 appeared first on My Frugal Adventures.

Recently I was stopped in my tracks by a newspaper column headlined “I Was Terrible at Money. My Daughter Should Learn From My Mistakes.”The young woman columnist went on to say her own mother had taught her that it was “vulgar to talk or even really think about money.” As a result, she laments, “I am somehow terrified of anything to do with finances.” And she “sometimes worries about passing along these extraordinarily unhelpful attitudes to my own children.”As someone who has been writing about women and money for more than two decades, I find that both disheartening and frustrating.…

Key Takeaways Adults are a growing audience for toy and game companies, which are catering to them with products that nod to popular movies and bands from the ’80s and ’90s.Social media and packaging that masks which version of a product a shopper is buying have fueled the phenomen, as have hot markets. Do you remember the good old days? Game and toy makers are counting on it. Companies are embracing their adult customers, announcing releases that evoke nostalgia for cultural touchstones of the ’80s and ’90s. Nintendo is reviving games designed for the tabletop Virtual Boy console. Lego is…

“I’m concerned that my parents are going to strike me from any will.”