Author: troyashbacher

There are several Laura Geller cosmetic items on sale right now as well.  This palette is 50% off and priced at $34.50.  I am leaving for a weekend trip and this palette plus mascara is all I plan to take with me.  You can also choose from lipstick, eyeliners, primers and more at steep discounts for Black Friday.   My Step Mom actually got me this palette last year and it was a really nice gift.   Click here to see everything on sale.

CG Financial Services, a hybrid registered investment advisor with $11 billion in assets under advisement and $4 billion in AUM, has hired Eugene “Gino” DeRango as director of CG Advisor Network, a unit of CG Financial. DeRango joins from Axos Advisor Services, where he served as senior vice president and national sales manager since 2022. Prior to that, he was a vice president for Goldman Sachs’ RIA Custody group. He also spent almost 17 years with TD Ameritrade Institutional, before the firm was acquired by Schwab. CG Financial was founded in 1999 by CEO Anthony J. Mazzali and a group of captive…

The average rate on a 30-year fixed-rate mortgage rose nine basis points to 6.23% APR in the week ending Nov. 20, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.We finally have federal labor market data from September, after a multi-week delay due to the government shutdown. But it’s a little too late, and not tremendously useful — like that cousin who wanders in to “help” just as the last Thanksgiving dish hits the drying rack.What’s more, October’s report was canceled and November’s report will be delayed a week and a…

Key Takeaways Social media has turned impulse buying into a daily temptation, with one-click checkouts making it easy to spend without thinking.Some influencers are pushing back, urging people to resist shopping out of boredom.To combat overspending, try implementing a short waiting period before purchases, curating your social media feed, and exercising caution before taking out “buy now, pay later” loans. Have you ever found yourself mindlessly scrolling on Instagram, seduced by an advertisement for a coat you definitely don’t need? You might purchase it only to receive it weeks later and discover you don’t want it anymore. Impulse shopping can…

As holiday giving season kicks into high gear, donors face a charitable landscape that is significantly different from the one they navigated a year ago, following passage of the One Big Beautiful Bill (OBBB).What’s new? Making charitable contributions just got a little easier — but also a little harder. It’s a mixed bag, and donor education is critical, with some changes already in effect for the 2025 tax year, and others set to begin January 1.Generally, those who itemize and make charitable contributions might want to accelerate some donations to make them before the end of this year to maximize…

Key Takeaways Walmart shares are scheduled to start trading on the Nasdaq on Dec. 9 after years on the New York Stock Exchange.The move comes as Walmart is emphasizing how big of a role technology and AI play in the business. Walmart is joining a stock exchange with a well-known tech focus as its digital sales skyrocket. Walmart (WMT) is leaving the New York Stock Exchange for the Nasdaq, where it expects its shares to begin trading Dec. 9, the company said Thursday. The shares will keep the “WMT” ticker symbol after the move. A Reuters report said the change…

Once you find a bank account you like, you rarely switch to another. In fact, the average person keeps the same account for 17 years, Bankrate found.What causes this long-term loyalty? One reason is that switching bank accounts, especially checking accounts, can be a complicated process. You must update direct deposits and change every automatic bill payment you make. As a result, many people prefer not to go through the hassle of switching.But is this loyalty costing you opportunities to earn better returns? This is where the trend of “soft switching” comes in. From just $107.88 $24.99 for Kiplinger Personal…

This glossary serves as a guide to the sometimes arcane terms that inhabit the world of Medicare Advantage, the private plan alternative to traditional Medicare.

“The company changed names several times, and it was very difficult tracking them down for payment of benefits.”

Last week, CMS released the 2026 premiums, deductibles, and coinsurance amounts for Medicare Part A and Part B, and the 2026 income-related monthly adjustment amounts for Part D. These amounts are set according to formulas in the Medicare law and depend on historical and projected health care costs. The standard monthly premium for Medicare Part B will be $202.90 a month for 2026, an increase of $17.90 from $185.00 in 2025. The Medicare Part B deductible, or the amount beneficiaries must pay out of pocket before coverage begins, will be $283 in 2026, an increase of $26 from 2025. The Part A…