Close Menu
Retirement Financial Plan – Your Guide to a Secure Retirement

    Subscribe to Updates

    Get the latest creative news from FooBar about art, design and business.

    What's Hot

    What to Know Before Upgrading Your Samsung Galaxy Phone

    December 21, 2025

    4 Times to Say Yes to a Roth Conversion and 4 Times to Say No

    December 21, 2025

    The 4% Rule and Safe Withdrawal Rates

    December 21, 2025
    Facebook X (Twitter) Instagram
    Trending
    • What to Know Before Upgrading Your Samsung Galaxy Phone
    • 4 Times to Say Yes to a Roth Conversion and 4 Times to Say No
    • The 4% Rule and Safe Withdrawal Rates
    • New Hearth & Hand Spring Collection
    • What’s next for airfares after ticket prices fell in November
    • Opinion: Threatening to fire employees is no way to get them on board with AI
    • Which Balance Transfer Credit Card Is Right for Me?
    • Gen Z would rather cut Social Security benefits for current retirees than pay higher taxes to save the program
    Facebook X (Twitter) Instagram Vimeo
    Retirement Financial Plan – Your Guide to a Secure Retirement
    Sunday, December 21
    • Home
    • Budget & Lifestyle
    • Estate & Legacy
    • Retirement Strategies
    • Savings & Investments
    • More
      • Social Security & Medicare
      • Tax Planning
      • Tools & Reviews
    Retirement Financial Plan – Your Guide to a Secure Retirement
    • About Us
    • Contact Us
    • Privacy Policy
    • Terms and Conditions
    • Disclaimer
    Home » How Do You Know When Your “Retirement Room” Is Ready?
    Retirement Strategies

    How Do You Know When Your “Retirement Room” Is Ready?

    troyashbacherBy troyashbacherDecember 4, 2025No Comments6 Mins Read
    Facebook Twitter Pinterest LinkedIn Tumblr WhatsApp VKontakte Email
    How Do You Know When Your "Retirement Room" Is Ready?
    Share
    Facebook Twitter LinkedIn Pinterest Email

    Six months ago, in my first Retirement Manifesto guest post, Retirement – My Journey From “No, Never” to “Maybe One Day, I wrote:

    “Suddenly, retirement wasn’t a vague checkbox I advised others to prepare for—it was something I could see for myself one day. Not a fully formed picture… but like being in a room with the light off and then a dimmer switch turns on, casting just enough glow to glimpse a path forward.”

    It’s time to check in on that glimmer.

    Has my “retirement room” gotten any brighter? Or is the dimmer switch still at that soft glow?

    How do you know when you’re ready to retire? Today, Dana shares personal thoughts from her journey. Share on X

    When You Know

    At the monthly Women’s President Organization meetings I attend, we do an exercise called issue processing. One person presents a challenge, and everyone else is only allowed to ask questions—not offer advice. Issue processing forces you to come up with your own answers. Retirement is much the same.

    At a recent meeting, Cathy (not her real name) shared how burned out she felt about her work as a business broker. She’d spent the last year training someone, and to keep that person busy, she lowered her usual criteria for the kinds of business transactions she takes on. This burned her out.

    She’s feeling zero motivation about work, and a heaviness sets in each time she tries to get back into it. What she wanted from us was advice on how to get that motivation back.

    I don’t know Cathy’s financials, but I do know she’s in her early sixties and has talked about slowing down for years. So my question to her was simple:

    “Why? Why do you want to reenergize?”

    As the question settled in, Cathy’s posture straightened, and her face softened. She became visibly lighter.

    “Wow, thank you,” she said.

    Cathy is ready to retire.

    I’ve seen this countless times with clients. Their “retirement room” is far away and dimly lit. And then one day, the light comes on enough that they recognize it immediately. They’re ready to walk in.

    After the meeting, I thought about my own energy. I hit a rough patch this past summer. A few things drained me for a month or two. But right now? My work battery is fully charged. If someone forced me to stop working today, I’d be heartbroken.

    My retirement room is still dimly lit. Do I work on moving that dimmer switch, or leave it alone?

    As I pondered this, I found a surprising companion in the conversation: Warren Buffett.

    Warren Buffett

    Warren Buffett steps down as CEO of Berkshire Hathaway at the end of 2025.  

    How did he know it was time to retire?

    “There was no magic moment,” Buffett, now 94, said in an interview with The Wall Street Journal. “How do you know the day that you become old?”

    He added:

    “I didn’t really start getting old, for some strange reason, until I was about 90… But when you start getting old, it does become—it’s irreversible.”

    Warren began feeling his age at 90. And he’s retiring at 94.

    Did anyone chastise Warren to give it up at 65? 70? Even 80? Perhaps they did. Maybe he ignored them and kept doing what he loved anyway. Would we say he didn’t live a balanced life? That he should’ve stopped working earlier to pick up pickleball or travel more?

    I doubt it.

    I’d guess that for at least the past quarter century, Warren shaped his work life around the things he loved and excelled at, delegating the rest.

    Perhaps Warren’s story is missing from this perspective on retirement.

    There are plenty of people like him, past the conventional retirement age, doing what they love, filled with purpose and passion, and part of a community they value.

    Maybe that’s the path I’m on. Something about that idea feels light and energizing to me.

    Keep on Sprinting

    About twenty years ago, my business partner at the time told me this Hunter S. Thompson quote fit how I lived my life:

    “Life should not be a journey to the grave with the intention of arriving safely in a pretty and well-preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming, ‘Wow! What a Ride!’” 

    So when Fritz wrote Retirement is a Sprint, Not a Marathon, it struck a natural chord with me. “Yes,” I thought, “This is the way!”

    But what I didn’t ask was, “Is this the way for me?”

    I’ve been sprinting for twenty years. I love sprinting. But sprinting requires rest.

    This past year, I finally got better at rest. I scheduled more time off. Still not a ton, but far more than I had in the previous two decades.

    And I learned something about what works for me: partial time off.

    In November, for example, I did a four-day morning pickleball clinic and worked in the afternoons. Earlier in the year, while training for our Mont Blanc hike, I spent a week in Beaver Creek, CO, working in the morning, hiking in the afternoon.

    When I get enough rest, my work battery stays full.

    As I write this over Thanksgiving weekend, I’m genuinely eager to get back to work on Monday. We’re launching a new YouTube channel. My new book is coming out. My team is growing. Work feels exciting again because, lately, I haven’t overdone it.

    Is this the happy medium Warren Buffett found?

    Maybe so.

    In Conclusion

    Has my retirement room gotten any brighter? Yes, just not closer. But the picture is a little clearer.

    It involves more rest. More half days. More “staycation” weeks where I can focus on big projects without interruption, and delegate more of the day-to-day tasks.

    It’s looking more like the Warren Buffett path. No specific age in mind. Instead, paying attention to how I feel, where I add value, and what brings purpose and joy.

    Your Turn: If you’ve created a nontraditional retirement path, or if this resonates with you, I’d love to hear your story in the comments below. Am I crazy, or are there others with this perspective?

    Ready Retirement Room
    Share. Facebook Twitter Pinterest LinkedIn Tumblr WhatsApp Email
    Previous ArticleWhy Snowflake’s earnings beat isn’t enough to lift its stock
    Next Article As Marvell’s stock rises on an upbeat forecast, analysts still have these questions
    troyashbacher
    • Website

    Related Posts

    The 4% Rule and Safe Withdrawal Rates

    December 21, 2025

    SPY vs. VOO: Which S&P 500 ETF Should You Choose?

    December 20, 2025

    How TIPS Fit Into a Thoughtful Retirement Income Plan

    December 19, 2025

    Danger: Households Have More Wealth in Stocks Than Real Estate

    December 19, 2025
    Leave A Reply Cancel Reply

    Our Picks

    Goldman Sachs is pinning hopes on these consumers in 2026. Here are the stock picks.

    December 8, 2025

    Worried About an AI Bubble? Here Are BofA’s Top Stock Picks to Diversify Your Portfolio

    November 14, 2025
    • Facebook
    • Twitter
    • Pinterest
    • Instagram
    • YouTube
    • Vimeo
    Don't Miss

    What to Know Before Upgrading Your Samsung Galaxy Phone

    By troyashbacherDecember 21, 20250

    Upgrading a smartphone used to be about chasing the newest design or better camera. Today,…

    4 Times to Say Yes to a Roth Conversion and 4 Times to Say No

    December 21, 2025

    The 4% Rule and Safe Withdrawal Rates

    December 21, 2025

    New Hearth & Hand Spring Collection

    December 21, 2025

    Subscribe to Updates

    Get the latest creative news from SmartMag about art & design.

    About Us

    Welcome to Retirement Financial Plan!

    At Retirement Financial Plan, our mission is simple: to help you plan, save, and secure a comfortable future. We understand that retirement is more than just a date—it’s a milestone, a lifestyle, and a new chapter in your life. Our goal is to provide practical, trustworthy guidance that empowers you to make smart financial decisions every step of the way.

    Latest Post

    What to Know Before Upgrading Your Samsung Galaxy Phone

    December 21, 2025

    4 Times to Say Yes to a Roth Conversion and 4 Times to Say No

    December 21, 2025

    The 4% Rule and Safe Withdrawal Rates

    December 21, 2025
    Recent Posts
    • What to Know Before Upgrading Your Samsung Galaxy Phone
    • 4 Times to Say Yes to a Roth Conversion and 4 Times to Say No
    • The 4% Rule and Safe Withdrawal Rates
    • New Hearth & Hand Spring Collection
    • What’s next for airfares after ticket prices fell in November
    Facebook X (Twitter) Instagram Pinterest
    • About Us
    • Contact Us
    • Privacy Policy
    • Terms and Conditions
    • Disclaimer
    © 2025 retirementfinancialplan. Designed by Pro.

    Type above and press Enter to search. Press Esc to cancel.