Cookie Policy
Last Updated: January 15, 2025
1. What Are Cookies?
Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.
This Cookie Policy explains how RetireReady Financial Services ("we," "us," or "our") uses cookies and similar technologies on our website.
2. Types of Cookies We Use
Essential Cookies
These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and account access.
Duration: Session to 1 year
Performance Cookies
These cookies collect information about how visitors use our website, such as which pages are visited most often. This data helps us improve website performance.
Duration: Up to 2 years
Functionality Cookies
These cookies allow the website to remember choices you make (such as your username, language, or region) and provide enhanced, personalized features.
Duration: Up to 1 year
Targeting/Advertising Cookies
These cookies are used to deliver advertisements more relevant to you and your interests. They also help measure the effectiveness of advertising campaigns.
Duration: Up to 2 years
3. Specific Cookies We Use
| Cookie Name | Purpose | Duration |
|---|---|---|
| session_id | Maintains user session | Session |
| auth_token | Authentication | 30 days |
| _ga | Google Analytics tracking | 2 years |
| _gid | Google Analytics user distinction | 24 hours |
| preferences | User preferences storage | 1 year |
| cookie_consent | Records cookie consent | 1 year |
4. Third-Party Cookies
We may allow third-party service providers to place cookies on our website for the following purposes:
- Google Analytics: Website traffic analysis and user behavior tracking
- Google Ads: Advertising and remarketing services
- Facebook Pixel: Social media advertising and analytics
- Hotjar: User experience analysis and heatmaps
- Intercom: Customer support chat functionality
5. Managing Cookies
You can control and manage cookies in several ways:
Browser Settings
Most browsers allow you to refuse or accept cookies, delete existing cookies, and set preferences for certain websites. Here are links to manage cookies in popular browsers:
Opt-Out Tools
You can opt out of certain third-party cookies using these tools:
6. Impact of Disabling Cookies
Please note that disabling certain cookies may affect the functionality of our website. Essential cookies cannot be disabled as they are necessary for the website to function. If you disable other cookies, you may experience reduced functionality, such as inability to save preferences or access certain features.
7. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this policy periodically for the latest information about our cookie practices.
8. Contact Us
If you have questions about our use of cookies, please contact us:
RetireReady Financial Services
Email: privacy@retireready.com
Phone: 1-800-RETIRE-1
Address: 100 Financial Plaza, Suite 500, New York, NY 10001