Disclaimer

1. General Information Disclaimer

The information provided on RetireReady Financial Services website is for general informational and educational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

2. Investment and Financial Disclaimer

RetireReady Financial Services does not recommend that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. The following important points should be considered:

• No Guarantee of Results: Past performance is not indicative of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance.
• Risk of Loss: All investments involve risk, including the possible loss of principal. You could lose some or all of your investment.
• Individual Circumstances: Investment decisions should be based on an individual's specific financial situation, goals, and risk tolerance.
• Professional Advice: Before making any investment decisions, you should consult with a qualified financial advisor, tax professional, or legal counsel.
• Market Volatility: Financial markets are subject to periods of volatility that can significantly impact investment values.

3. Retirement Planning Tools Disclaimer

The retirement calculators, planning tools, and projections provided on our website are for illustrative purposes only. These tools:

• Use assumptions that may not reflect your actual situation
• Do not account for all factors that may affect your retirement
• Should not be relied upon as the sole basis for retirement planning decisions
• May produce results that differ significantly from actual outcomes
• Do not guarantee any specific investment returns or retirement income

4. Product Comparison Disclaimer

Product comparisons and recommendations on our website are provided for informational purposes only. We strive to provide accurate and up-to-date information; however:

• Product features, fees, and terms may change without notice
• Comparisons may not include all available products in the market
• Individual product suitability depends on personal circumstances
• You should verify all information directly with product providers
• We may receive compensation from some product providers (see Affiliate Disclosure)

5. Educational Content Disclaimer

Articles, guides, webinars, and other educational content on our website are intended to provide general information about retirement planning and investing. This content:

• Is not personalized to your specific situation
• May become outdated as laws and regulations change
• Should not replace professional financial, tax, or legal advice
• May contain opinions that do not reflect the views of all financial professionals

6. Tax and Legal Disclaimer

Information regarding tax implications, legal matters, or regulatory requirements is provided for general informational purposes only. We are not tax advisors or attorneys, and:

• Tax laws and regulations vary by jurisdiction and change frequently
• Individual tax situations are unique and complex
• You should consult with qualified tax and legal professionals for advice specific to your situation
• We do not provide tax, legal, or accounting advice

7. Third-Party Links Disclaimer

Our website may contain links to third-party websites or services that are not owned or controlled by RetireReady Financial Services. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

8. Testimonials Disclaimer

Testimonials and reviews displayed on our website represent the experiences of individual clients and may not be representative of all client experiences. Results vary and depend on individual circumstances. Testimonials are not guarantees of future performance or success.

9. Securities Disclaimer

Securities products and services are offered through properly licensed broker-dealers. RetireReady Financial Services may act as an introducing broker or investment advisor representative. Important disclosures:

• Securities are not FDIC insured
• Securities are not bank guaranteed
• Securities may lose value
• Not all products are available in all states

10. Contact Us

If you have questions about this disclaimer, please contact us: